| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF GEORGIA | 900 NORTH POINT PARKWAY SUITE 300 ALPHARETTA, GA 30005 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | $40K | — | $40K | 5.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF GEORGIA INC | 900 NORTH POINT PARKWAY SUITE 300 ALPHARETTA, GA 30005 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | $513 | $6K | 8.96% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES IN | 900 NORTH POINT PARKWAY SUITE 300 ALPHARETTA, GA 30005 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $99 | $4K | 5.04% |
| UNITED PRODUCERS GROUP LLC3 | 1439 STUART ENGALS BOULVARD UNIT 300 MT PLEASANT, SC 29464 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.57% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF GEORGIA | PO BOX 745963 ATLANTA, GA 30374 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 18.43% |
| LISA ADKINS-MANDELDOVE3 Filed as: LISA ADKINS MANDELDOVE | 2312 COUNTRY CLUB DRIVE SOUTHEAST 1216 TRED AVON WAY SOUTHWEST CONYERS, GA 30013 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 7.50% |
| SHIRLEY M LLOYD3 | 1176 ADAH COURT LAWRENCEVILLE, GA 30043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 7.50% |
| EPSIX, INC.3 | 13924 EAST DYER LANE SCOTTSDALE, AZ 85262 | CONTINENTAL AMERICAN INSURANCE COMPANY | $668 | — | $668 | 4.44% |
| AUSTIN J RICE3 Filed as: AUSTIN JAMES RICE | 205 PERSIMMON TRAIL WOODSTOCK, GA 30188 | CONTINENTAL AMERICAN INSURANCE COMPANY | $663 | — | $663 | 4.41% |
| JONATHAN TYLER AKERS3 | PO BOX 875 WATKINSVILLE, GA 30677 | CONTINENTAL AMERICAN INSURANCE COMPANY | $392 | — | $392 | 2.61% |
| KATIE DENISE ALEXANDER3 | 75 WEST WEDGEWOOD CIRCLE NEWNAN, GA 30263 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 197 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | 119 | $801K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 197 | $72K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 197 | $72K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 197 | $72K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 197 | $72K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 197 | $87K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.