Welfare broker

EPSIX, INC.

Mailing address (most recent filing)

687 E BROADWAY

MILFORD, CT 06460

Total comp: $632K
Commissions: $624K
Fees: $8K
Filings: 34
Sponsors: 34

Carrier mix

Where EPSIX, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

US FIRE INSURANCE COMPANY50.0%
METROPOLITAN LIFE INSURANCE COMPANY50.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
US FIRE INSURANCE COMPANY	1	$844K	50.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$6.1M	50.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$6.1M	0.0%	9.99x
NJ	1	$844K	0.0%	23.38x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of EPSIX, INC.'s plans by broker comp / premium ratio. Median 9.82% vs welfare-wide median 6.31% (n=2).

Prospect-flag exposure · vs market baseline

Share of EPSIX, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where EPSIX, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
CASCADES USA INC. CASCADES USA HEALTH AND WELFARE PLAN	NY	$6.1M	$867K	METROPOLITAN LIFE INSURANCE COMPANY
RMXHOLDCO, INC. RMXHOLDCO, INC. BENEFIT PLAN	NJ	$844K	$45K	US FIRE INSURANCE COMPANY