| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $30K | — | $30K | 4.31% |
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $26K | — | $26K | 20.00% |
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $18K | — | $18K | 20.00% |
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | KANAWHA INSURANCE COMPANY | $11K | — | $11K | 22.46% |
| JASON P CORLEY3 Filed as: JASON CORLEY | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | VISION SERVICE PLAN | $1K | — | $1K | 4.85% |
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 20.00% |
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 565 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 565 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 675 | $693K |
| Vision | VISION SERVICE PLAN | 204 | $27K |
| Life insurance(2 contracts, 2 carriers) | KANAWHA INSURANCE COMPANY | 565 | $75K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 403 | $130K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 565 | $91K |
| Stop-loss / reinsurancereinsurance | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 675 | $693K |
| Other(2 contracts, 2 carriers) | KANAWHA INSURANCE COMPANY | 565 | $57K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 675 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.