| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $23K | — | $23K | 4.47% |
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $8K | — | $8K | 4.42% |
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $24K | — | $24K | 20.00% |
| THE CORLEY AGENCY LLC | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $17K | — | $17K | 20.00% |
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | — | $5K | 20.00% |
| THE CORLEY AGENCY LLC3 | 390 MALLORY STATION RD STE 108 FRANKLIN, TN 37067 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | — | $1K | 20.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 360 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 360 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 551 | $704K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 429 | $23K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 392 | $120K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 484 | $83K |
| Stop-loss / reinsurancereinsurance(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 551 | $704K |
| Other | LIFE INSURANCE COMPANY OF NORTH AMERICA | 429 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 551 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.