| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE COCHRAN AGENCY3 Filed as: COCHRAN AGENCY, INC. | PO BOX 1939 CLEVELAND, GA 30528 | AETNA LIFE INSURANCE CO. | $6K | — | $6K | 0.44% |
| THE COCHRAN AGENCY3 Filed as: THE COCHRAN AGENCY INC | P.O. BOX 1939 CLEVELAND, GA 30528 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $17K | — | $17K | 10.82% |
| ERIS VENTURES LLC3 | 931 MONROE DRIVE ATLANTA, GA 30308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $7K | $3K | $10K | 6.29% |
| PLM SOLUTIONS INC3 Filed as: PLM SOLUTIONS | 3244 WINTERBERRY CIRCLE MARIETTA, GA 30062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $2K | $447 | $3K | 1.66% |
| VINSON K ELLENBERG3 | 905 ADAIR AVE NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $2K | $256 | $2K | 1.52% |
| R J K & ASSOCIATES INC3 | 777 DREWRY ST NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $852 | $391 | $1K | 0.81% |
| MITCHELL HECTOR MORALES3 | P.O. BOX 2532 NORCROSS, GA 30091 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $673 | $82 | $755 | 0.49% |
| KLD INSURANCE BENEFITS INC3 | 9085 BETHEL RD. GAINESVILLE, GA 30506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $302 | $371 | $673 | 0.44% |
| JUDITH C BARKSDALE3 | 6833 GLENLAKE PARKWAY SANDY SPRINGS, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $586 | — | $586 | 0.38% |
| PATRICIA A FOLDS3 | 707 OAK GROVE ROAD CARROLLTON, GA 30117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $394 | $66 | $460 | 0.30% |
| CORY RODGERS3 | 3833 BLUFFVIEW DR. MARIETTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $349 | — | $349 | 0.23% |
| SANTE CONCEPTS INC3 | P.O. BOX 723533 ATLANTA, GA 31139 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $310 | $17 | $327 | 0.21% |
| KENNETH S BAKER3 | 367 HERITAGE OVERLOOK WOODSTOCK, GA 30188 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $283 | — | $283 | 0.18% |
| B V STONE INC3 | 1800 SUNSET HARBOUR POINTE LAWRENCEVILLE, GA 30043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $222 | $23 | $245 | 0.16% |
| KLINGBEIL AND ASSOCIATES INC3 | 6000 LAKE FORREST DRIVE ATLANTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $149 | — | $149 | 0.10% |
| NORMAC SOLUTIONS INC3 | 3730 EVEREST DR MONTGOMERY, AL 36106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $98 | $32 | $130 | 0.08% |
| THE HORTON GROUP3 Filed as: ANITA HORTON | 591 FAIRWAY DR. WOODSTOCK, GA 30189 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $110 | $1 | $111 | 0.07% |
| C MARIE ADAMS VOLK3 | 2295 OLD ORCHARD DRIVE MARIETTA, GA 30068 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $10 | $9 | $19 | 0.01% |
| THE COCHRAN AGENCY3 Filed as: THE COCHRAN AGENCY INC | P.O. BOX 1939 CLEVELAND, GA 30528 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $7K | — | $7K | 10.74% |
| ERIS VENTURES LLC3 | 931 MONROE DRIVE ATLANTA, GA 30308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $3K | $1K | $4K | 6.10% |
| PLM SOLUTIONS INC3 Filed as: PLM SOLUTIONS | 3244 WINTERBERRY CIRCLE MARIETTA, GA 30062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $751 | $148 | $899 | 1.48% |
| MITCHELL HECTOR MORALES3 | P.O. BOX 2532 NORCROSS, GA 30091 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $489 | $59 | $548 | 0.90% |
| KENNETH S BAKER3 | 367 HERITAGE OVERLOOK WOODSTOCK, GA 30188 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $445 | — | $445 | 0.73% |
| R J K & ASSOCIATES INC3 | 777 DREWRY ST NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $282 | $130 | $412 | 0.68% |
| KLD INSURANCE BENEFITS INC3 | 9085 BETHEL RD. GAINESVILLE, GA 30506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $134 | $165 | $299 | 0.49% |
| JUDITH C BARKSDALE3 | 6833 GLENLAKE PARKWAY SANDY SPRINGS, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $245 | — | $245 | 0.40% |
| VINSON K ELLENBERG3 | 905 ADAIR AVE NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $179 | $19 | $198 | 0.33% |
| B V STONE INC3 | 1800 SUNSET HARBOUR POINTE LAWRENCEVILLE, GA 30043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $162 | $23 | $185 | 0.30% |
| CORY RODGERS3 | 3833 BLUFFVIEW DR. MARIETTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $131 | — | $131 | 0.22% |
| SANTE CONCEPTS INC3 | P.O. BOX 723533 ATLANTA, GA 31139 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $109 | $7 | $116 | 0.19% |
| PATRICIA A FOLDS3 | 707 OAK GROVE ROAD CARROLLTON, GA 30117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $47 | $8 | $55 | 0.09% |
| C MARIE ADAMS VOLK3 | 2295 OLD ORCHARD DRIVE MARIETTA, GA 30068 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $27 | $25 | $52 | 0.09% |
| KLINGBEIL AND ASSOCIATES INC3 | 6000 LAKE FORREST DRIVE ATLANTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $51 | — | $51 | 0.08% |
| NORMAC SOLUTIONS INC3 | 3730 EVEREST DR MONTGOMERY, AL 36106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $38 | $12 | $50 | 0.08% |
| THE HORTON GROUP3 Filed as: ANITA HORTON | 591 FAIRWAY DR. WOODSTOCK, GA 30189 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $3 | — | $3 | 0.00% |
| VIRGINIA E HEMMER3 | 3945 REYNOLDS ROAD GAINESVILLE, GA 30507 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 11.25% |
| MARK J MOORHEAD3 | 950 RUPLEY DR ATLANTA, GA 30306 | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 3.75% |
| THE COCHRAN AGENCY3 Filed as: THE COCHRAN AGENCY INC. | P.O. BOX 1939 CLEVELAND, GA 30528 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. (1) | — | — | $0 | 0.00% |
| THE COCHRAN AGENCY3 Filed as: THE COCHRAN AGENCY INC. | P.O. BOX 1939 CLEVELAND, GA 30528 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. (1) | $2K | — | $2K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COCHRAN AGENCY, INC. EIN 58-1831178 NONE | Insurance agents and brokers Service code 22 | PO BOX 1939 CLEVELAND, GA 30528 | $61K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 189 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO. | 284 | $1.4M |
| Dental | AETNA LIFE INSURANCE CO. | 284 | $1.4M |
| Vision(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 284 | $1.4M |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | 126 | $214K |
| Long-term disability | GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 123 | $45K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 284 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.