| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE COCHRAN AGENCY3 Filed as: THE COCHRAN AGENCY INC. | P.O. BOX 1939 CLEVELAND, GA 30528 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. (1) | $43K | — | $43K | 3.62% |
| THE COCHRAN AGENCY3 Filed as: THE COCHRAN AGENCY INC | P.O. BOX 1939 CLEVELAND, GA 30528 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $16K | — | $16K | 12.45% |
| ERIS VENTURES LLC3 | 931 MONROE DRIVE ATLANTA, GA 30308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $8K | $4K | $12K | 9.46% |
| PLM SOLUTIONS INC3 Filed as: PLM SOLUTIONS | 3244 WINTERBERRY CIRCLE MARIETTA, GA 30062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $2K | $738 | $3K | 2.20% |
| KLINGBEIL AND ASSOCIATES INC3 | 6000 LAKE FORREST DRIVE ATLANTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $1K | $1K | $2K | 1.73% |
| SANTE CONCEPTS INC3 | P.O. BOX 723533 ATLANTA, GA 31139 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $1K | $410 | $2K | 1.38% |
| JUDITH C BARKSDALE3 | 6833 GLENLAKE PARKWAY SANDY SPRINGS, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $1K | — | $1K | 0.92% |
| B V STONE INC3 | 1800 SUNSET HARBOUR POINTE LAWRENCEVILLE, GA 30043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $766 | $175 | $941 | 0.72% |
| MITCHELL HECTOR MORALES3 | P.O. BOX 2532 NORCROSS, GA 30091 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $516 | $104 | $620 | 0.47% |
| R J K & ASSOCIATES INC3 | 777 DREWRY ST NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $271 | $324 | $595 | 0.45% |
| PATRICIA A FOLDS3 | 707 OAK GROVE ROAD CARROLLTON, GA 30117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $464 | $27 | $491 | 0.37% |
| CORY RODGERS3 | 3833 BLUFFVIEW DR. MARIETTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $442 | — | $442 | 0.34% |
| VINSON K ELLENBERG3 | 905 ADAIR AVE NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $288 | $30 | $318 | 0.24% |
| KLD INSURANCE BENEFITS INC3 | 9085 BETHEL RD. GAINESVILLE, GA 30506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $25 | $30 | $55 | 0.04% |
| THE HORTON GROUP3 Filed as: ANITA HORTON | 591 FAIRWAY DR. WOODSTOCK, GA 30189 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $43 | — | $43 | 0.03% |
| NORMAC SOLUTIONS INC3 | 3730 EVEREST DR MONTGOMERY, AL 36106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $24 | $13 | $37 | 0.03% |
| CRAIG ALEXANDER MILLER3 | 2037 POWERS FERRY RD SE MARIETTA, GA 30067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | $2 | — | $2 | 0.00% |
| THE COCHRAN AGENCY3 | P.O. BOX 1939 CLEVELAND, GA 30528 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. (2) | $5K | — | $5K | 5.00% |
| THE COCHRAN AGENCY3 Filed as: THE COCHRAN AGENCY INC | P.O. BOX 1939 CLEVELAND, GA 30528 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $11K | — | $11K | 11.46% |
| ERIS VENTURES LLC3 | 931 MONROE DRIVE ATLANTA, GA 30308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $4K | $2K | $7K | 7.50% |
| PLM SOLUTIONS INC3 Filed as: PLM SOLUTIONS | 3244 WINTERBERRY CIRCLE MARIETTA, GA 30062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $1K | $348 | $1K | 1.60% |
| KLINGBEIL AND ASSOCIATES INC3 | 6000 LAKE FORREST DRIVE ATLANTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $504 | $487 | $991 | 1.08% |
| B V STONE INC3 | 1800 SUNSET HARBOUR POINTE LAWRENCEVILLE, GA 30043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $751 | $167 | $918 | 1.00% |
| MITCHELL HECTOR MORALES3 | P.O. BOX 2532 NORCROSS, GA 30091 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $641 | $131 | $772 | 0.84% |
| JUDITH C BARKSDALE3 | 6833 GLENLAKE PARKWAY SANDY SPRINGS, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $504 | — | $504 | 0.55% |
| R J K & ASSOCIATES INC3 | 777 DREWRY ST NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $121 | $145 | $266 | 0.29% |
| CORY RODGERS3 | 3833 BLUFFVIEW DR. MARIETTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $259 | — | $259 | 0.28% |
| VINSON K ELLENBERG3 | 905 ADAIR AVE NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $153 | $16 | $169 | 0.18% |
| KLD INSURANCE BENEFITS INC3 | 9085 BETHEL RD. GAINESVILLE, GA 30506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $37 | $44 | $81 | 0.09% |
| NORMAC SOLUTIONS INC3 | 3730 EVEREST DR MONTGOMERY, AL 36106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $34 | $19 | $53 | 0.06% |
| CRAIG ALEXANDER MILLER3 | 2037 POWERS FERRY RD SE MARIETTA, GA 30067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (3) | $3 | $1 | $4 | 0.00% |
| THE COCHRAN AGENCY3 Filed as: THE COCHRAN AGENCY INC | P.O. BOX 1939 CLEVELAND, GA 30528 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $7K | — | $7K | 12.10% |
| ERIS VENTURES LLC3 | 931 MONROE DRIVE ATLANTA, GA 30308 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $3K | $2K | $5K | 9.46% |
| PLM SOLUTIONS INC3 Filed as: PLM SOLUTIONS | 3244 WINTERBERRY CIRCLE MARIETTA, GA 30062 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $860 | $275 | $1K | 2.03% |
| KLINGBEIL AND ASSOCIATES INC3 | 6000 LAKE FORREST DRIVE ATLANTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $472 | $428 | $900 | 1.61% |
| SANTE CONCEPTS INC3 | P.O. BOX 723533 ATLANTA, GA 31139 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $537 | $158 | $695 | 1.24% |
| B V STONE INC3 | 1800 SUNSET HARBOUR POINTE LAWRENCEVILLE, GA 30043 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $383 | $88 | $471 | 0.84% |
| PATRICIA A FOLDS3 | 707 OAK GROVE ROAD CARROLLTON, GA 30117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $286 | $16 | $302 | 0.54% |
| MITCHELL HECTOR MORALES3 | P.O. BOX 2532 NORCROSS, GA 30091 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $210 | $34 | $244 | 0.44% |
| R J K & ASSOCIATES INC3 | 777 DREWRY ST NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $106 | $127 | $233 | 0.42% |
| JUDITH C BARKSDALE3 | 6833 GLENLAKE PARKWAY SANDY SPRINGS, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $209 | — | $209 | 0.37% |
| CORY RODGERS3 | 3833 BLUFFVIEW DR. MARIETTA, GA 30328 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $178 | — | $178 | 0.32% |
| VINSON K ELLENBERG3 | 905 ADAIR AVE NE ATLANTA, GA 30306 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $60 | $4 | $64 | 0.11% |
| ROBERT LEE SMITH ESTATE3 | 3160 THRASHER CIRCLE DECATUR, GA 30032 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $22 | — | $22 | 0.04% |
| KLD INSURANCE BENEFITS INC3 | 9085 BETHEL RD. GAINESVILLE, GA 30506 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $10 | $11 | $21 | 0.04% |
| THE HORTON GROUP3 Filed as: ANITA HORTON | 591 FAIRWAY DR. WOODSTOCK, GA 30189 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $17 | — | $17 | 0.03% |
| NORMAC SOLUTIONS INC3 | 3730 EVEREST DR MONTGOMERY, AL 36106 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $9 | $5 | $14 | 0.03% |
| CRAIG ALEXANDER MILLER3 | 2037 POWERS FERRY RD SE MARIETTA, GA 30067 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (1) | $1 | — | $1 | 0.00% |
| THE COCHRAN AGENCY3 Filed as: THE COCHRAN AGENCY INC. | P.O. BOX 1939 CLEVELAND, GA 30528 | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. (1) | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 220 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 220 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. (2) | 163 | $107K |
| Vision | BLUE CROSS AND BLUE SHIELD OF GEORGIA, INC. (1) | 93 | $16K |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY (2) | 139 | $279K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.