| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 | 2415 E. CAMELBACK RD. STE 950 PHOENIX, AZ 85016 | PAN-AMERICAN LIFE INSURANCE COMPANY | $18K | — | $18K | 6.20% |
| RINGMASTER INSURANCE AGENCY LLC3 Filed as: RINGMASTER QUOTE LINQ | 240 MADISON AVE. STE 700 MEMPHIS, TN 38103 | PAN-AMERICAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.35% |
| ALLIANT INSURANCE SERVICES, INC.3 | 1501 REEDSDALE ST. STE 403 PITTSBURGH, PA 15233 | HARTFORD LIFE AND ACCIDENT | $8K | — | $8K | 5.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SVCS HOUSTON LLC | 1125 SANCTUARY PKWY STE 300 ALPHARETTA, GA 30009 | HARTFORD LIFE AND ACCIDENT | — | $3K | $3K | 1.98% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST. FL 6 SAN DIEGO, CA 92101 | ARAG SERVICES LLC | $1K | — | $1K | 10.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 202 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 580 | $162K |
| Vision(2 contracts) | EYEMED VISION CARE | 270 | $25K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 202 | $157K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 202 | $157K |
| Stop-loss / reinsurancereinsurance | PAN-AMERICAN LIFE INSURANCE COMPANY | 173 | $286K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 202 | $169K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 580 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.