| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: DRIVER ALLIANT INSURANCE SERVICES | 320 WEST 57TH ST. NEW YORK, NY 10019 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 3.08% |
| AON CONSULTING INC3 Filed as: AON CORPORATION | 29850 NETWORK PLACE CHICAGO, IL 60673 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 2.37% |
| AON CONSULTING INC3 Filed as: AON CONSULTING, INC. NY, CT | 29840 NETWORK PL CHICAGO, IL 60673 | ARAG INSURANCE COMPANY | $743 | — | $743 | 5.53% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B ST. FL 6 SAN DIEGO, CA 92101 | ARAG INSURANCE COMPANY | $601 | — | $601 | 4.47% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIANT INSURANCE SERVICES HOUSTON EIN 22-3723955 | Insurance agents and brokers Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 191 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 191 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AETNA LIFE INSURANCE COMPANY | 434 | $241K |
| Vision | EYEMED VISION CARE | 304 | $27K |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 191 | $142K |
| Long-term disability | AETNA LIFE INSURANCE COMPANY | 191 | $142K |
| Other(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 191 | $156K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 434 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.