| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LORI H RICHARDSON3 | 3730 SAPPHIRE DRIVE AUGUSTA, GA 30907 | AFLAC | $6K | — | $6K | 9.96% |
| REBECCA NEWSOME3 Filed as: REBECCA E NEWSOME | 2603 WOODBLUFF CIRCLE AUGUSTA, GA 30909 | AFLAC | $3K | — | $3K | 5.69% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC | 1229 AUGUSTA WEST PKWY AUGUSTA, GA 30909 | AFLAC | $2K | — | $2K | 3.25% |
| TRAVERS W PAINE IV3 | PO BOX 14963 AUGUSTA, GA 30919 | AFLAC | $2K | — | $2K | 2.95% |
| DANIEL FITZGERALD INC3 | 3672 BAY POINTE AUGUSTA, GA 30907 | AFLAC | $1K | — | $1K | 2.00% |
| LARRY RONALD PATTERSON3 | 3328 TUMBLEWOOD TRAIL SAN ANTONIO, TX 78247 | AFLAC | $1K | $1 | $1K | 1.98% |
| BRIAN FERRIS KELLY3 | 838 GETTYSBURG DRIVE LANSDALE, PA 19446 | AFLAC | $1K | — | $1K | 1.79% |
| MICHAEL T REYES3 Filed as: MICHAEL K BROOKS | 190 STILL HILL ROAD HAMDEN, CT 06518 | AFLAC | $691 | — | $691 | 1.16% |
| STEPHANIE A CANFIELD3 | 200 W ELM STREET STE 1225 CONSHOHOCKEN, PA 19428 | AFLAC | $652 | — | $652 | 1.09% |
| SCOTT M NATHAN3 | 1344 ASHTON ROAD STE 200 HANOVER, MD 21076 | AFLAC | $455 | — | $455 | 0.76% |
| WHITNEY L MILLWOOD3 | 3944 MURPHY CANYON ROAD STE C203 SAN DIEGO, CA 92123 | AFLAC | $387 | — | $387 | 0.65% |
| CHANTE N JENNINGS3 | 100 W ELM ST STE 101 CONSHOHOCKEN, PA 19428 | AFLAC | $326 | — | $326 | 0.55% |
| MATTHEW T OHANLON3 | 100 W ELM ST STE 101 CONSHOHOCKEN, PA 19428 | AFLAC | $237 | — | $237 | 0.40% |
| RICHARD L JONES JR3 Filed as: RICHARD L JONES JR. | 20502 BLUE TRINITY SAN ANTONIO, TX 78259 | AFLAC | $201 | — | $201 | 0.34% |
| BRENT A FORM3 | 40 NE LOOP 410 STE 408 SAN ANTONIO, TX 78216 | AFLAC | $183 | — | $183 | 0.31% |
| DANIEL E DIASPRO3 | 293 WAYSIDE DRIVE BEAVERCREEK, OH 45440 | AFLAC | $149 | — | $149 | 0.25% |
| AJA GRAFFA3 | 121 WEST LANE HAMMONTON, NJ 08037 | AFLAC | $145 | — | $145 | 0.24% |
| ALONZO L EDWARDS3 | 2390 STATE ST HOUSE #13 HAMDEN, CT 06517 | AFLAC | $124 | — | $124 | 0.21% |
| DANIEL E DIASPRO3 | 293 WAYSIDE DRIVE BEAVERCREEK, OH 45440 | AFLAC | $121 | — | $121 | 0.20% |
| JOSHUA M PINCUS SOKOLOFF3 | 1344 ASHTON ROAD STE 200 HANOVER, MD 21076 | AFLAC | $87 | — | $87 | 0.15% |
| ANNA ROSE COLEMAN3 | 4365 GREENMEADOW LAKES CIRCLE WINSTON SALEM, NC 27106 | AFLAC | $85 | — | $85 | 0.14% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD STE 200 HANOVER, MD 21076 | AFLAC | $79 | — | $79 | 0.13% |
| MATTHEW T OHANLON3 | 101 W ELM STREET STE 420 CONSHOHOCKEN, PA 19428 | AFLAC | $74 | — | $74 | 0.12% |
| JUSTIN GRIFFEY3 | 109 BOSTON POST ROAD STE 6-7 ORANGE, CA 06477 | AFLAC | $73 | — | $73 | 0.12% |
| JUSTIN GRIFFEY3 | 109 BOSTON POST ROAD STE 6-7 ORANGE, CA 06477 | AFLAC | $73 | — | $73 | 0.12% |
| AMY C O'CONNOR3 | 559 WOODVIEW DRIVE DAYTON, OH 45419 | AFLAC | $60 | — | $60 | 0.10% |
| AMY C O'CONNOR3 | 559 WOODVIEW DRIVE DAYTON, OH 45419 | AFLAC | $60 | — | $60 | 0.10% |
| MARIE ADELINE QUINTERO3 | 3924 CAMBAY PLACE JACKSONVILLE, FL 32210 | AFLAC | $38 | $10 | $48 | 0.08% |
| KYLE DUANE DAFLER3 | 2431 HAWKINS ROAD RICHMOND, IN 47374 | AFLAC | $48 | — | $48 | 0.08% |
| MARIE ADELINE QUINTERO3 | 3924 CAMBAY PLACE JACKSONVILLE, FL 32210 | AFLAC | $38 | $10 | $48 | 0.08% |
| KYLE DUANE DAFLER3 | 2431 HAWKINS ROAD RICHMOND, IN 47374 | AFLAC | $48 | — | $48 | 0.08% |
| KATRINA LYNN HALL3 | 2202 BIRNAM PLACE AUGUSTA, GA 30904 | AFLAC | $38 | — | $38 | 0.06% |
| KATRINA LYNN HALL3 | 2202 BIRNAM PLACE AUGUSTA, GA 30904 | AFLAC | $38 | — | $38 | 0.06% |
| ROBERT R CUNDIFF3 | 8508 FERNDALE ROAD LOUISVILLE, KY 40291 | AFLAC | $25 | $6 | $31 | 0.05% |
| JOSE ANSELMO QUINTERO JR3 Filed as: JOSE ANDELMO QUINTERO JR. | 3924 CAMBAY PLACE JACKSONVILLE, FL 32210 | AFLAC | $21 | $4 | $25 | 0.04% |
| AJA GRAFFA3 | 121 WEST LANE HAMMONTON, NJ 08037 | AFLAC | $25 | — | $25 | 0.04% |
| HALEY COOPER USSERY3 | 3150 PERIMETER PKWY STE 115 AUGUSTA, GA 30909 | AFLAC | $17 | — | $17 | 0.03% |
| KRYSTINA S EBERHART3 | 11097 PARKSIDE PRESERVE WAY JACKSONVILLE, FL 32257 | AFLAC | $12 | $3 | $15 | 0.03% |
| MARK A LINSNER3 | 153 BLANDING BLVD STE 3 ORANGE PARK, FL 32073 | AFLAC | $9 | $3 | $12 | 0.02% |
| JUSTIN GRIFFEY3 | 444 ONCREST TER CLIFFSIDE PARK, NJ 07010 | AFLAC | $9 | — | $9 | 0.02% |
| SUSAN MARY RATCLIFFE3 | 924 CRAIG AVE SHELBYVILLE, KY 40065 | AFLAC | $5 | $1 | $6 | 0.01% |
| MARK GALVIN LLC3 | 204 DEERFIELD HILLS ROAD ELIZABETHTOWN, KY 42701 | AFLAC | $4 | $1 | $5 | 0.01% |
| MICHAEL MORGAN3 | 210 VILLAGE DRIVE APT 2 TIFFIN, IA 52340 | AFLAC | $5 | — | $5 | 0.01% |
| MICHAEL MORGAN3 | 510 5TH ST APT B CORAVILLE, IA 52241 | AFLAC | $5 | — | $5 | 0.01% |
| CORY D NELSON3 | 215 HIGHWAY 965 NE STE 3 NORTH LIBERTY, IA 52317 | AFLAC | $2 | — | $2 | 0.00% |
| REBECCA ANN DOEPKE3 | 10733 WORTHINGTON LANE PROSPECCT, KY 40059 | AFLAC | $1 | — | $1 | 0.00% |
| DIANA BRAMOW3 | 3343 SOUTHGATE CT SW STE 109 CEDAR RAPIDS, IA 52404 | AFLAC | $1 | — | $1 | 0.00% |
| D BRAMOW AGENCY LLC3 | 3343 SOUTHGATE CT SE STE 109 CEDAR RAPIDS, IA 52404 | AFLAC | $1 | — | $1 | 0.00% |
| PHILIP L GREEN3 | 3948 3RD ST S STE 175 JACKSONVILLE BEACH, FL 32250 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | AFLAC | 150 | $60K |
| Short-term disability | AFLAC | 150 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.