| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AHS & ASSOCIATES INC3 | 1201 TOWN PARK LANE EVANS, GA 30809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 6.83% |
| LORI H RICHARDSON3 | 708 CAVANAUGH LANE EVANS, GA 30809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 4.24% |
| REBECCA NEWSOME3 Filed as: REBECCA E NEWSOME | 510 EDGECLIFF LN EVANS, GA 30809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 3.65% |
| TRAVERS W PAINE3 | 2012 SUMMER RIDGE DR AUGUSTA, GA 30904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $958 | — | $958 | 3.37% |
| DANIEL FITZGERALD INC3 Filed as: DANIEL FITZGERALD, INC | 3672 BAY POINTE AUGUSTA, GA 30907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $535 | — | $535 | 1.88% |
| MATTHEW L CASTILLO3 | 810 W GOFF DR MARION, IN 46953 | CONTINENTAL AMERICAN INSURANCE COMPANY | $201 | — | $201 | 0.71% |
| PAULETTE L RUMPKE3 | MULTIVALUE CINCINNATI, OH 45252 | CONTINENTAL AMERICAN INSURANCE COMPANY | $179 | — | $179 | 0.63% |
| TARRAH SMITHSON3 | 2000 BROOKE FOREST CT ALPHARETTA, GA 30022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $137 | — | $137 | 0.48% |
| AHS & ASSOCIATES INC3 | P O BOX 1788 GRAND RAPIDS, MI 49501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $101 | — | $101 | 0.36% |
| MICHAEL D AISSEN3 | 920 HOLCOMB BRIDGE ROAD SUITE 200 ROSWELL, GA 30076 | CONTINENTAL AMERICAN INSURANCE COMPANY | $91 | — | $91 | 0.32% |
| BRIAN J DAY3 | 8744 UNION CENTRE BLVD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.17% |
| DANIEL FITZGERALD INC3 Filed as: DANIEL FITZGERALD, INC | 3672 BAY POINTE AUGUSTA, GA 30907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.14% |
| GROVE FINANCIAL LLC3 | 6482 SHAWNEE RUN RD CINCINNATI, OH 45243 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.11% |
| MORRIS DAVID ALALOF3 | 1229 AUGUSTA WEST PKWY AUGUSTA, GA 30909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.10% |
| RICHARD SMITHSON3 | 2000 BROOKE FOREST CT ALPHARETTA, GA 30022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.08% |
| CHRISTINE P. MCMAHON3 Filed as: CHRISTINE P MCMAHON | 2923 MAYFAIR ROAD AUGUSTA, GA 30909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $18 | — | $18 | 0.06% |
| JEREMY BROCKMAN3 Filed as: JEREMY L BROCKMAN | 11712 SAND CASTLE LN PANAMA CITY BEACH, FL 32407 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.06% |
| PHILIP R CANALICHIO3 | 13440 FM 539 LA VERNIA, TX 78121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.05% |
| MICHAEL R REBER3 | 20101 HERON CROSSING TAMPA, FL 33647 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.05% |
| SCOTT A SMITH3 | 5300 OAKBROOK PARKWAY SUITE 350 NORCROSS, GA 30093 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.04% |
| MARK D STONER3 | 10170 CAPE ANN DR COLUMBIA, MD 21046 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.03% |
| STACY M ROBERTS3 | 552 BLUE RIDGE CROSSING EVANS, GA 30809 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| INGER M PENNINGTON3 | 7179 HONEYWOOD CT CINCINNATI, OH 45230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| SHAWN M MCDERMOTT3 | 9543 CONKLIN AVE CINCINNATI, OH 45242 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.03% |
| BRIAN J DAY3 | 8744 UNION CENTRE BLVD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.02% |
| STEVEN P OLIVARES3 | 12606 SKYLINE MESA SAN ANTONIO, TX 78253 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.02% |
| JASON C KOSTIK3 | 120 W MORELAND AVE HATBORO, PA 19040 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| DANNY TRAN3 | 3150 PERIMETER PARKWAY STE 115 AUGUSTA, GA 30909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| EDWARD F MROWKA3 | 5106 TIMBER LANE SCHNECKSVILLE, PA 18078 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| GREGORY J WEEKS3 | 1259 LOOP 337 NORTH 2ND FLOOR NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| C R RAMSEY POTTS3 Filed as: C.R. RAMSEY POTTS | P O BOX 484 BLOOMINGDALE, GA 31302 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.01% |
| JUDITH B CHUN3 | 3150 PERIMETER PARKWAY AUGUSTA, GA 30909 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| JACQUELINE EBERZ3 Filed as: JACQUELINE M EVERZ | 98 LAMP POST RD NEW BRITIAN, PA 18901 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| BRADLEY K HARRISON3 | 210 PRODO DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| WILLIAM ROBERTS3 | MULTIVALUE CINCINNATI, OH 45226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| STEVEN VORDERLANDWEHR3 | 2219 MCCAHILL CT BUFORD, GA 30519 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JAMES D DUDLEY3 | 3061 EDGEWOOD CT COLUMBUS, GA 31907 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| LEE R MCGRAW3 | 9722 FALLVIEW CT VILLA RICA, GA 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| IAN B BRANYON3 | 8744 UNION CENTRE BLVD WEST CHESTER, OH 45069 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ANGELA MASSARELLI3 | 432 TUVIRA LANE CHERRY HILL, NJ 08003 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JEREMY A FELDMAN3 | 11275 DOVEDALE CT MARRIOTTSVILLE, MD 21104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MATTHEW G BERGER3 | 1020 NORTH DELEWARE AVE 4TH FLOOR PHILADELPHIA, PA 19125 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| DAVID MORNINGSTAR3 Filed as: DAVID G MORNINGSTAR | 11275 DOVEDALE CT MARRIOTTSVILLE, MD 21104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 460 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 460 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 460 | $28K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 460 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.