| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GA HEALTH AGENTS AGENCY3 | 3875 JOHNS CREEK PARKWAY SUITE C SUWANEE, GA 30024 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GA | $33K | — | $33K | 2.80% |
| JOHN SNELLINGS INSURANCE AGENCY INC3 | 1117 PERIMETER CENTER WEST STE W1 ATLANTA, GA 30338 | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GA | $16K | — | $16K | 1.33% |
| CONROY & ASSOCIATES INC.3 Filed as: CONROY & ASSOCIATES INC | PO BOX 142279 FAYETTEVILLE, GA 30214 | SUN LIFE ASSURANCE CO OF CANADA | $10K | — | $10K | 15.22% |
| CONROY & ASSOCIATES INC.3 Filed as: CONROY & ASSOCIATES INC | PO BOX 142279 FAYETTEVILLE, GA 30214 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 15.00% |
| DEBBIE ST JOHN3 | 44 MAGNOLIA PKWAY HAMPTON, GA 30228 | AFLAC | $2K | $197 | $3K | 12.12% |
| ANNA P BANKS3 | PO BOX 189 BROOKS, GA 30205 | AFLAC | $1K | $85 | $1K | 6.83% |
| THOMAS D BAXTER3 | 98 BOX 86 FAYETTEVILLE, GA 30214 | AFLAC | $1K | $56 | $1K | 5.07% |
| ANDY B GLENN II3 Filed as: ANDY N GLENN II | 100 HARTSFIELD CENTER PKWY STE 500 ATLANTA, GA 30354 | AFLAC | $391 | $48 | $439 | 2.02% |
| ANDY B GLENN II3 | 100 HARTSFILED CENTER PKWY STE 500 ATLANTA, GA 30354 | AFLAC | $218 | $8 | $226 | 1.04% |
| DALE I DAVIS3 | 350 E SHORT ST NUMBER 416 LEXINGTON, KY 40507 | AFLAC | $153 | — | $153 | 0.70% |
| KRISTEN L GOSDIN3 | 541 BANKSTOWN RD BROOKS, GA 30205 | AFLAC | $112 | — | $112 | 0.52% |
| RICHARD CARTER SR3 Filed as: RICHARD K CARTER SR | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $54 | — | $54 | 0.25% |
| DONNA M JOHNSON3 | 500 LANIER AVE W STE 912A FAYETTEVILLE, GA 30214 | AFLAC | $44 | — | $44 | 0.20% |
| SUE C TUCKER3 | 1224 PEACOCK AVE SUITE 105 COLUMBUS, GA 31906 | AFLAC | $38 | — | $38 | 0.17% |
| SUE C TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $38 | — | $38 | 0.17% |
| J STAN ALLEN INC3 Filed as: L STAN ALLEN INC | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $29 | — | $29 | 0.13% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER RD COLUMBUS, GA 31904 | AFLAC | $26 | — | $26 | 0.12% |
| GEORGE H REYNOLDS III3 | 6724 GREEN ISLAND DR COLUMBUS, GA 31904 | AFLAC | $20 | — | $20 | 0.09% |
| LAWSON BENEFITS GROUP LLC3 | 15 MULBERRY DR SENOIA, GA 30276 | AFLAC | $16 | — | $16 | 0.07% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $15 | — | $15 | 0.07% |
| SUE C TUCKER3 | 1124 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $14 | — | $14 | 0.06% |
| GEORGE WILLIAMS3 | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $6 | — | $6 | 0.03% |
| WANDA SHAW3 | PO BOX 611 GRIFFIN, GA 30224 | AFLAC | $6 | — | $6 | 0.03% |
| GEORGE WILLIAMS3 Filed as: GEORGE WILLIAMS AND COMPANY | 208 GRAND PARK BLVD CHARLESTON, GA 29492 | AFLAC | $4 | — | $4 | 0.02% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $4 | — | $4 | 0.02% |
| RPM LTD3 | PO BO 484 BLOOMINGDALE, GA 31302 | AFLAC | $4 | — | $4 | 0.02% |
| SANDYN SHAW COLWELL3 | 2605 SAN ESTEBAN ST MISSION, TX 78572 | AFLAC | $4 | — | $4 | 0.02% |
| DAVID C CLOUD JR3 | 12 TRENT DR SE ROME, GA 30161 | AFLAC | $4 | — | $4 | 0.02% |
| TERESA LUMMUS3 Filed as: TERESA A LUMMUS | 145 OCONEE WOODS TRL SHARPSBURG, GA 30277 | AFLAC | $3 | — | $3 | 0.01% |
| ALEXANDER B WARD3 | 5194 FOREST VIEW CT SE MABLETON, GA 30126 | AFLAC | $1 | — | $1 | 0.00% |
| AMY A O SHIELDS3 | 5159 CALGARY DR DOUGLASVILLE, GA 30135 | AFLAC | $1 | — | $1 | 0.00% |
| GA HEALTH AGENTS AGENCY3 | 3091 HOLCOMB BRIDGE RD SUITE N1 NORCROSS, GA 30071 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 17.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GA | 195 | $1.2M |
| Dental | SUN LIFE ASSURANCE CO OF CANADA | 105 | $65K |
| Life insurance | HUMANA INSURANCE COMPANY | 157 | $7K |
| Short-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 167 | $31K |
| Other | AFLAC | 43 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.