| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GEORGIA HEALTH AGENTS AGENCY3 | 3875 JOHNS CREEK PARKWAY SUITE C SUWANEE, GA 300241294 | HUMANA EMPLOYER HEALTH PLAN OF GEORGIA INC | $39K | — | $39K | 5.05% |
| CONROY & ASSOCIATES INC.3 Filed as: CONROY & ASSOCIATES | PO BOX 142279 FAYETTEVILLE, GA 30214 | UNION SECURITY INSURANCE COMPANY | $8K | — | $8K | 15.00% |
| GEORGIA HEALTH AGENTS AGENCY3 Filed as: GEORGIA AGENTS AGENCY | 3875 JOHNS CREEK PARKWAY SUITE C SUWANEE, GA 300241294 | KANAWHA INSURANCE COMPANY | $3K | — | $3K | 14.09% |
| ANNA P BANKS3 Filed as: ANNA BANKS | PO BOX 189 BROOKS, GA 30205 | AFLAC | $838 | — | $838 | 7.01% |
| DALE I DAVIS3 Filed as: DALE DAVIS | 350 E SHORT ST NUMBER 416 LEXINGTON, KY 40507 | AFLAC | $235 | — | $235 | 1.97% |
| KRISTEN L GOSDIN3 Filed as: KRISTEN GOSDIN | 541 BANKSTOWN RD BROOKS, GA 30205 | AFLAC | $188 | — | $188 | 1.57% |
| DONNA M JOHNSON3 Filed as: DONNA JOHNSON | 500 LANIER AVE W STE 912A FAYETTEVILLE, GA 30214 | AFLAC | $102 | — | $102 | 0.85% |
| RICHARD CARTER SR3 | 1224 PEACOCK AVE STE 205 COLUMBUS, GA 31906 | AFLAC | $90 | — | $90 | 0.75% |
| GEORGE H REYNOLDS III3 Filed as: GEORGE REYNOLDS III | 6724 GREEN ISLAND DR COLUMBUS, GA 31904 | AFLAC | $76 | — | $76 | 0.64% |
| ANDY B GLENN II3 Filed as: ANDY GLENN II | 100 HARSFILED CENTER PKWY STE 500 ATLANTA, GA 30354 | AFLAC | $65 | — | $65 | 0.54% |
| SUE TUCKER3 | 1224 PEACOCK AVE SUITE 205 COLUMBUS, GA 31906 | AFLAC | $58 | — | $58 | 0.49% |
| J STAN ALLEN INC3 | 1800 BUENA VISTA RD COLUMBUS, GA 31906 | AFLAC | $46 | — | $46 | 0.38% |
| CW MCDANIEL INC3 | PO BOX 5567 COLUMBUS, GA 31906 | AFLAC | $40 | — | $40 | 0.33% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER RD STE 205 COLUMBUS, GA 31904 | AFLAC | $35 | — | $35 | 0.29% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $23 | — | $23 | 0.19% |
| GEORGE WILLIAMS3 | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $12 | — | $12 | 0.10% |
| WILLIAM L AMOS & CO INC3 | 6801 RIVER ROAD SUITE 205 COLUMBUS, GA 31904 | AFLAC | $11 | — | $11 | 0.09% |
| GEORGE H REYNOLDS III3 | 5928 ROARING BRANCH RD COLUMBUS, GA 31904 | AFLAC | $7 | — | $7 | 0.06% |
| GEORGIA WILLIAMS AND COMPANY3 | 208 GRAND PARK BLVD CHARLESTON, SC 29492 | AFLAC | $5 | — | $5 | 0.04% |
| GEORGIA HEALTH AGENTS AGENCY3 | 3875 JOHNS CREEK PARKWAY SUITE C SUWANNE, GA 300241294 | HUMANA INSURANCE COMPANY | $999 | — | $999 | 17.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 150 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 150 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA EMPLOYER HEALTH PLAN OF GEORGIA INC | 123 | $768K |
| Dental | UNION SECURITY INSURANCE COMPANY | 102 | $52K |
| Life insurance | HUMANA INSURANCE COMPANY | 114 | $6K |
| Short-term disability | KANAWHA INSURANCE COMPANY | 143 | $21K |
| Other | AFLAC | 17 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 143 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.