| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SANFORD INSURANCE LLC3 Filed as: THE SANFORD COMPANY | 4468 FORSYTH RD MACON, GA 31210 | HARTFORD LIFE AND ACCIDENT | $53K | — | $53K | 21.65% |
| STHEALTH BENEFIT SOLUTIONS LLC3 | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | HARTFORD LIFE AND ACCIDENT | — | $14K | $14K | 5.89% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 4951 FORSYTH RD FL 1 MACON, GA 31210 | UNITEDHEALTHCARE INSURANCE COMPANY | $21K | — | $21K | 9.31% |
| STEVEN L BARKER3 | 4116 ARKWRIGHT RD STE 2 MACON, GA 31210 | AFLAC | $12K | $233 | $12K | 6.34% |
| LORRI STEMBRIDGE LLC3 | 5144 OAKTREE DR MACON, GA 31210 | AFLAC | $5K | $103 | $5K | 2.46% |
| SUSAN A SITZ3 | 50 AVIATOR PLZ STE 105C SAINT SIMONS ISLAND, GA 31522 | AFLAC | $2K | — | $2K | 1.12% |
| JASON B WEST3 | 1701 BASS RD STE 200 MACON, GA 31210 | AFLAC | $2K | — | $2K | 1.06% |
| REBECCA M BRYAN3 | 110 JAY CT BYRON, GA 31008 | AFLAC | $2K | — | $2K | 0.91% |
| MORGAN LOUISE COOK3 | 57 CLIFTON DR FORSYTH, GA 31029 | AFLAC | $1K | $183 | $1K | 0.71% |
| CANDACE JACKSON3 | 932 JOHN CARTER RD BLOOMINGDALE, GA 31302 | AFLAC | $995 | $103 | $1K | 0.56% |
| THE SNYDER BENEFITS FIRM LLC3 | 6133 HORSETAIL DR MCKINNEY, TX 75071 | AFLAC | $451 | — | $451 | 0.23% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $400 | — | $400 | 0.21% |
| CRYSTAL ELAINE THORN3 | 815 GLENWOOD AVE PERRY, GA 31069 | AFLAC | $333 | — | $333 | 0.17% |
| BROCK POWELL3 | 1763 FIDDLERS RIDGE DR FLEMING ISLAND, FL 32003 | AFLAC | $294 | — | $294 | 0.15% |
| JAMES THOMAS WALTERS3 | 335 JUNIPER LN UNIT 335 MACON, GA 31220 | AFLAC | $219 | $3 | $222 | 0.11% |
| MARSH & MCLENNAN AGENCY LLC3 | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | AFLAC | $202 | — | $202 | 0.10% |
| MARY B MCDANIEL3 | 1623 MELVIN HARRIS RD MANCHESTER, GA 31816 | AFLAC | $161 | — | $161 | 0.08% |
| NATALIE GAYE ALMON3 | 142 TURTLE POND RD BAINBRIDGE, GA 39819 | AFLAC | $112 | $27 | $139 | 0.07% |
| BROOKE E SMITH3 | 1554 RUMBLE RD FORSYTH, GA 31029 | AFLAC | $128 | — | $128 | 0.07% |
| JOHN E CARTER III3 | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $120 | — | $120 | 0.06% |
| MICHAEL J MILLER3 | 322 UNTERMAIER ST NEW BRAUNFELS, TX 78130 | AFLAC | $119 | — | $119 | 0.06% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $102 | — | $102 | 0.05% |
| FRANCINE A CHRISTIANSON3 | 240 VILLA RD BRUNSWICK, GA 31525 | AFLAC | $102 | — | $102 | 0.05% |
| TRAVERS W PAINE IV3 | PO BOX 14963 AUGUSTA, GA 30919 | AFLAC | $98 | — | $98 | 0.05% |
| KEVIN H JACKSON3 | 103 EASTWICK CT MACON, GA 31210 | AFLAC | $91 | — | $91 | 0.05% |
| BRENT LEE EDENFIELD3 | PO BOX 951 PINE MOUNTAIN, GA 31822 | AFLAC | $84 | — | $84 | 0.04% |
| JESSICA MONTGOMERY3 | 4232 KOZY KORNER RD CENTER VALLEY, PA 18034 | AFLAC | $76 | — | $76 | 0.04% |
| PATRICIA R ARWOOD3 | 851 CHRISTIAN RD JULIETTE, GA 31046 | AFLAC | $73 | — | $73 | 0.04% |
| RPM LTD3 | PO BOX 1016 YULEE, FL 32041 | AFLAC | $65 | — | $65 | 0.03% |
| AMY GREEN3 Filed as: AMY F GREEN | 606 E 45TH ST SAVANNAH, GA 31405 | AFLAC | $62 | — | $62 | 0.03% |
| LYNN SIMS3 Filed as: LYNN M SIMS | 143 RYAN NICHOLAS DR KINGSLAND, GA 31548 | AFLAC | $59 | — | $59 | 0.03% |
| MARGARET TOLBERT INC3 Filed as: MARGARET S TOLBERT INC | 1701 BASS RD STE 200 MACON, GA 31210 | AFLAC | $58 | — | $58 | 0.03% |
| JEFFREY S TAYLOR3 | 820 WHITE OAK DR NEWNAN, GA 30265 | AFLAC | $46 | — | $46 | 0.02% |
| TAMARA C MCBRYANT3 | 954 MATTHEWS DRIVE MACON, GA 31210 | AFLAC | $36 | — | $36 | 0.02% |
| CORE MANAGEMENT RESOURCES3 | PO BOX 90 MACON, GA 31202 | AFLAC | $33 | — | $33 | 0.02% |
| KIMBERLY W MANDERS3 | 4232 QUAIL SPRINGS CIRCLE MARTINEZ, GA 30907 | AFLAC | $32 | — | $32 | 0.02% |
| REAGAN MICHELLE BARKER3 | PO BOX 1003 ADEL, GA 31620 | AFLAC | $28 | — | $28 | 0.01% |
| WAYNE GULLATT3 | PO BOX 6253 MACON, GA 31208 | AFLAC | $25 | — | $25 | 0.01% |
| SUE C TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $22 | — | $22 | 0.01% |
| WILLIAM FARMER3 Filed as: WILLIAM G FARMER | 712 IRONGATE MACON, GA 31220 | AFLAC | $21 | — | $21 | 0.01% |
| LAWRENCE F THAMES3 | 2951 MARINA BAY DR STE 130-666 LEAGUE CITY, TX 77573 | AFLAC | $19 | — | $19 | 0.01% |
| RICHARD SMITHSON3 Filed as: RICHARD A SMITHSON | 2145 SAULS PL ALPHARETTA, GA 30004 | AFLAC | $19 | — | $19 | 0.01% |
| TAMARA DIANNE NEWSOME3 | 238 VISTA CIR MACON, GA 31204 | AFLAC | $18 | — | $18 | 0.01% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $16 | — | $16 | 0.01% |
| DUSTI M ARMSTRONG3 | 84 MCDONALD DR BYRON, GA 31008 | AFLAC | $16 | — | $16 | 0.01% |
| STEPHAN E CHEEK3 Filed as: STEPHAN CHEEK | PO BOX 6253 MACON, GA 31208 | AFLAC | $11 | — | $11 | 0.01% |
| STEVEN CHEEK3 | PO BOX 6253 MACON, GA 31208 | AFLAC | $8 | — | $8 | 0.00% |
| KIMBERLY D FARMER3 | 286 RUE CARIBE MIRAMAR BEACH, FL 32550 | AFLAC | $7 | — | $7 | 0.00% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $7 | — | $7 | 0.00% |
| CHRISTOPHER M DUBOIS3 | 165 RACETRACK DRIVE COCHRAN, GA 31014 | AFLAC | $6 | — | $6 | 0.00% |
| ANA MARIE GARCIA SMITH3 | 110 VANDERVIEW DR SEYMOUR, TN 37865 | AFLAC | $6 | — | $6 | 0.00% |
| SUSAN REDDOCH BUFFINGTON3 | PO BOX 344 MANCHESTER, GA 31816 | AFLAC | $6 | — | $6 | 0.00% |
| EMILY E INTOPPA3 | PO BOX 66 BOLINGBROKE, GA 31004 | AFLAC | $5 | — | $5 | 0.00% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $4 | — | $4 | 0.00% |
| GEORGE WILLIAMS3 Filed as: GEORGE LOWNDES WILLIAMS | 110 CAMBRIDGE DR N MILLEDGEVILLE, GA 31061 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN B COLLINS3 | 159 PA JOHNS RD NE MILLEDGEVILLE, GA 31061 | AFLAC | $1 | — | $1 | 0.00% |
| STEVEN VORDERLANDWEHR3 | 1018 HIGHGROVE DR MONROE, GA 30655 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES D DUDLEY3 | 1355 LYNNFIELD ST STE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.00% |
| LEE RYAN MCGRAW3 | 726 MEADOWBROOK RD CARROLLTON, GA 30117 | AFLAC | $1 | — | $1 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 4951 FORSYTH RD FL 1 MACON, GA 312104467 | UNITEDHEALTHCARE INSURANCE COMPANY | $11K | — | $11K | 15.41% |
| STEVEN L BARKER3 | 4116 ARKWRIGHT RD SUITE 2 MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.44% |
| JASON B WEST3 | 701 BASS RD SUITE 200 MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 3.85% |
| VOLUNTARY BENEFITS AT WORK3 Filed as: VOLUNTARY BENEFITSAT WORK | 2121 NEWMARKET PARKWAY SUITE 100 MARIETTA, GA 30067 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | — | $1K | 3.26% |
| REBECCA M BRYAN3 | 110 JAY COURT BRYON, GA 31008 | TRANSAMERICA LIFE INSURANCE COMPANY | $879 | — | $879 | 2.21% |
| WHITNEY L MILLWOOD3 | 14727 SILVER GLEN DR E JACKSONVILE, FL 32258 | TRANSAMERICA LIFE INSURANCE COMPANY | $368 | — | $368 | 0.93% |
| STEPHEN C SYNDER BENEFIT SOLUTIONS3 | 7600 CABOT DR APT 111 NASHVILLE, TN 37209 | TRANSAMERICA LIFE INSURANCE COMPANY | $174 | — | $174 | 0.44% |
| SUSAN A SITZ3 | 736 CARROLL ST SUITE 4 PERRY, GA 31069 | TRANSAMERICA LIFE INSURANCE COMPANY | $147 | — | $147 | 0.37% |
| MICHAEL J MILLER3 | 16 GA HWY 137 W BUENA VISTA, GA 31803 | TRANSAMERICA LIFE INSURANCE COMPANY | $73 | — | $73 | 0.18% |
| CANDACE JACKSON3 | 125 PLANTATION CENTRE, DR, S. SUITE 900B MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $22 | — | $22 | 0.06% |
| ANNA S CHRISTIE3 | 4623 OLD CLUB RD STE 1500 MACON, GA 312104709 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $2K | — | $2K | 7.81% |
| AMELIA SELF3 | 6320 PEAKE RD MACON, GA 312103960 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $733 | $3 | $736 | 2.88% |
| HENRY W MCCRAY3 | 64 STONEY CREEK RD SUITE 1100 HILTON HEAD ISLAND, SC 29928 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $163 | — | $163 | 0.64% |
| ANNA A STRIPLING4 | 234 VISTA CIRCLE MACON, GA 31204 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $31 | — | $31 | 5.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 492 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 494 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 564 | $230K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 564 | $230K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 564 | $230K |
| Life insurance(4 contracts, 4 carriers) | AFLAC | 713 | $331K |
| Short-term disability | AFLAC | 173 | $194K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 341 | $244K |
| Other(5 contracts, 5 carriers) | AFLAC | 713 | $313K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 713 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.