| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SANFORD INSURANCE LLC3 Filed as: THE SANFORD COMPANY | 4468 FORSYTH RD MACON, GA 31210 | HARTFORD LIFE AND ACCIDENT | $46K | — | $46K | 19.90% |
| STHEALTH BENEFIT SOLUTIONS LLC3 | 18940 N PIMA RD STE 210 SCOTTSDALE, AZ 85255 | HARTFORD LIFE AND ACCIDENT | — | $10K | $10K | 4.52% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 4951 FORSYTH RD FL 1 MACON, GA 31210 | UNITEDHEALTHCARE INSURANCE COMPANY | $22K | — | $22K | 10.00% |
| STEVEN L BARKER3 | 4931 RIVERSIDE DR STE 200A MACON, GA 31210 | AFLAC | $8K | $242 | $8K | 4.00% |
| LORRI STEMBRIDGE LLC3 | 5144 OAKTREE DR MACON, GA 31210 | AFLAC | $5K | $106 | $5K | 2.68% |
| STEVEN L BARKER3 | 4116 ARKWRIGHT RD STE 2 MACON, GA 31210 | AFLAC | $4K | $30 | $4K | 1.84% |
| MORGAN LOUISE COOK3 | 57 CLIFTON DR FORSYTH, GA 31029 | AFLAC | $2K | — | $2K | 1.08% |
| CANDACE JACKSON3 | 6445 RIVOLI DR MACON, GA 31210 | AFLAC | $2K | $106 | $2K | 0.84% |
| JASON B WEST3 | 1701 BASS RD STE 200 MACON, GA 31210 | AFLAC | $1K | — | $1K | 0.70% |
| SUSAN A SITZ3 | 50 AVIATOR PLZ STE 105C SAINT SIMONS ISLAND, GA 31522 | AFLAC | $1K | — | $1K | 0.60% |
| THE SNYDER BENEFITS FIRM LLC3 | 6133 HORSETAIL DR MCKINNEY, TX 75071 | AFLAC | $606 | — | $606 | 0.31% |
| JAMES THOMAS WALTERS3 | 335 JUNIPER LN UNIT 335 MACON, GA 31220 | AFLAC | $455 | $20 | $475 | 0.24% |
| WILLIAM L AMOS & CO INC3 | 7100 STILLWATER DR COLUMBUS, GA 31904 | AFLAC | $438 | — | $438 | 0.22% |
| CRYSTAL ELAINE THORN3 | 815 GLENWOOD AVE PERRY, GA 31069 | AFLAC | $420 | — | $420 | 0.22% |
| BROCK POWELL3 | 1763 FIDDLERS RIDGE DR STE C203 FLEMING ISLAND, FL 32003 | AFLAC | $347 | — | $347 | 0.18% |
| MICHAEL J MILLER3 | 322 UNTERMAIER ST NEW BRAUNFELS, TX 78130 | AFLAC | $284 | — | $284 | 0.15% |
| MARSH & MCLENNAN AGENCY LLC3 | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | AFLAC | $216 | — | $216 | 0.11% |
| NATALIE GAYE ALMON3 | 1230 LAKE DOUGLAS RD BAINBRIDGE, GA 39819 | AFLAC | $207 | — | $207 | 0.11% |
| JOHN E CARTER III3 | 1050 MOUNTAIN VIEW WAY PINE MOUNTAIN, GA 31822 | AFLAC | $158 | — | $158 | 0.08% |
| BROOKE E SMITH3 | 1554 RUMBLE RD FORSYTH, GA 31029 | AFLAC | $154 | — | $154 | 0.08% |
| BRADLEY BOLICK3 Filed as: BRADLEY S BOLICK | 6433 FALL BRANCH DR COLUMBUS, GA 31904 | AFLAC | $113 | — | $113 | 0.06% |
| FRANCINE A CHRISTIANSON3 | 240 VILLA RD BRUNSWICK, GA 31525 | AFLAC | $102 | — | $102 | 0.05% |
| JESSICA MONTGOMERY3 | 4232 KOZY KORNER RD CENTER VALLEY, PA 18034 | AFLAC | $98 | — | $98 | 0.05% |
| TRAVERS W PAINE IV3 | PO BOX 14963 AUGUSTA, GA 30919 | AFLAC | $96 | — | $96 | 0.05% |
| KEVIN H JACKSON3 | 103 EASTWICK CT MACON, GA 31210 | AFLAC | $90 | — | $90 | 0.05% |
| PATRICIA R ARWOOD3 | 851 CHRISTIAN RD JULIETTE, GA 31046 | AFLAC | $84 | — | $84 | 0.04% |
| LYNN SIMS3 Filed as: LYNN M SIMS | 143 RYAN NICHOLAS DR KINGSLAND, GA 31548 | AFLAC | $83 | — | $83 | 0.04% |
| MARY B MCDANIEL3 | 1623 MELVIN HARRIS RD MANCHESTER, GA 31816 | AFLAC | $82 | — | $82 | 0.04% |
| RPM LTD3 | PO BOX 1016 YULEE, FL 32041 | AFLAC | $73 | — | $73 | 0.04% |
| MARGARET TOLBERT INC3 Filed as: MARGARET S TOLBERT INC | 1701 BASS RD STE 200 MACON, GA 31210 | AFLAC | $63 | — | $63 | 0.03% |
| AMY GREEN3 Filed as: AMY F GREEN | 606 E 45TH ST SAVANNAH, GA 31405 | AFLAC | $62 | — | $62 | 0.03% |
| REAGAN MICHELLE BARKER3 | 844 HUTCHINSON PARRISH RD ADEL, GA 31620 | AFLAC | $55 | — | $55 | 0.03% |
| CORE MANAGEMENT RESOURCES3 | PO BOX 90 MACON, GA 31202 | AFLAC | $43 | — | $43 | 0.02% |
| BRENT LEE EDENFIELD3 | PO BOX 951 PINE MOUNTAIN, GA 31822 | AFLAC | $43 | — | $43 | 0.02% |
| TAMARA C MCBRYANT3 | 954 MATTHEWS DRIVE MACON, GA 31210 | AFLAC | $36 | — | $36 | 0.02% |
| KIMBERLY W MANDERS3 | 4232 QUAIL SPRINGS CIRCLE MARTINEZ, GA 30907 | AFLAC | $31 | — | $31 | 0.02% |
| CHRISTOPHER M DUBOIS3 | 165 RACETRACK DRIVE COCHRAN, GA 31014 | AFLAC | $27 | — | $27 | 0.01% |
| WAYNE GULLATT3 | PO BOX 6253 MACON, GA 31208 | AFLAC | $25 | — | $25 | 0.01% |
| JEFFREY S TAYLOR3 | 820 WHITE OAK DR NEWNAN, GA 30265 | AFLAC | $24 | — | $24 | 0.01% |
| SUE C TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $23 | — | $23 | 0.01% |
| WILLIAM FARMER3 Filed as: WILLIAM G FARMER | 712 IRONGATE MACON, GA 31220 | AFLAC | $22 | — | $22 | 0.01% |
| GEORGE WILLIAMS3 Filed as: GEORGE LOWNDES WILLIAMS | 110 CAMBRIDGE DR N MILLEDGEVILLE, GA 31061 | AFLAC | $19 | — | $19 | 0.01% |
| LAWRENCE F THAMES3 | 2951 MARINA BAY DR STE 130-666 LEAGUE CITY, TX 77573 | AFLAC | $19 | — | $19 | 0.01% |
| RICHARD SMITHSON3 Filed as: RICHARD A SMITHSON | 2145 SAULS PL ALPHARETTA, GA 30004 | AFLAC | $19 | — | $19 | 0.01% |
| STEPHAN E CHEEK3 Filed as: STEPHAN CHEEK | PO BOX 6253 MACON, GA 31208 | AFLAC | $18 | — | $18 | 0.01% |
| REAGAN MICHELLE BARKER3 | PO BOX 1003 ADEL, GA 31620 | AFLAC | $18 | — | $18 | 0.01% |
| JENNIFER SMITH3 Filed as: JENNIFER L SMITH | 4640 S STEWART AVE SPRINGFIELD, MO 65804 | AFLAC | $17 | — | $17 | 0.01% |
| DUSTI M ARMSTRONG3 | 84 MCDONALD DR BYRON, GA 31008 | AFLAC | $16 | — | $16 | 0.01% |
| GCG FINANCIAL LLC3 Filed as: ALTERA PAYROLL & INSURANCE INC | 1000 NORTHSIDE XING MACON, GA 31210 | AFLAC | $13 | — | $13 | 0.01% |
| J BECK INC3 | PO BOX 5386 COLUMBUS, GA 31906 | AFLAC | $11 | — | $11 | 0.01% |
| KIMBERLY D FARMER3 | 286 RUE CARIBE MIRAMAR BEACH, FL 32550 | AFLAC | $7 | — | $7 | 0.00% |
| SCOTT A SMITH3 | 5300 OAKBROOK PKWY STE 300 NORCROSS, GA 30093 | AFLAC | $7 | — | $7 | 0.00% |
| EMILY E INTOPPA3 | PO BOX 66 BOLINGBROKE, GA 31004 | AFLAC | $5 | — | $5 | 0.00% |
| ANA MARIE GARCIA SMITH3 | 110 VANDERVIEW DR SEYMOUR, TN 37865 | AFLAC | $3 | — | $3 | 0.00% |
| SUSAN REDDOCH BUFFINGTON3 | PO BOX 344 MANCHESTER, GA 31816 | AFLAC | $3 | — | $3 | 0.00% |
| JOHN B COLLINS3 | 159 PA JOHNS RD NE MILLEDGEVILLE, GA 31061 | AFLAC | $2 | — | $2 | 0.00% |
| STEVEN VORDERLANDWEHR3 | 1018 HIGHGROVE DR MONROE, GA 30655 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES D DUDLEY3 | 1355 LYNNFIELD ST STE 259 MEMPHIS, TN 38119 | AFLAC | $1 | — | $1 | 0.00% |
| LEE RYAN MCGRAW3 | 1170 MANN RD DOUGLASVILLE, GA 30134 | AFLAC | $1 | — | $1 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 4951 FORSYTH RD FL 1 MACON, GA 312104467 | UNITEDHEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 13.23% |
| STEVEN L BARKER3 | 4116 ARKWRIGHT RD SUITE 2 MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.06% |
| VOLUNTARY BENEFITS AT WORK3 Filed as: VOLUNTARY BENEFITSAT WORK | 736 JOHNSON FERRY ROAD SUITE C200 MARIETTA, GA 30068 | TRANSAMERICA LIFE INSURANCE COMPANY | $902 | — | $902 | 2.39% |
| JASON B WEST3 | 701 BASS RD SUITE 200 MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $632 | — | $632 | 1.67% |
| WHITNEY L MILLWOOD3 | 14727 SILVER GLEN DR E JACKSONVILE, FL 32258 | TRANSAMERICA LIFE INSURANCE COMPANY | $515 | — | $515 | 1.36% |
| STEPHEN C SYNDER BENEFIT SOLUTIONS3 | 7600 CABOT DR APT 111 NASHVILLE, TN 37209 | TRANSAMERICA LIFE INSURANCE COMPANY | $261 | — | $261 | 0.69% |
| MICHAEL J MILLER3 | 16 GA HWY 137 W BUENA VISTA, GA 31803 | TRANSAMERICA LIFE INSURANCE COMPANY | $81 | — | $81 | 0.21% |
| CANDACE JACKSON3 | 125 PLANTATION CENTRE, DR, S. SUITE 900B MACON, GA 31210 | TRANSAMERICA LIFE INSURANCE COMPANY | $24 | — | $24 | 0.06% |
| ANNA S CHRISTIE3 | 6320 PEAKE RD STE 1500 MACON, GA 312103960 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $1K | $26 | $1K | 5.78% |
| SCOTT GREENFIELD3 | THREE ALLIANCE 3550 LENOX RD NE SUITE 1100 ATLANTA, GA 303264294 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $87 | $433 | $520 | 2.30% |
| AMELIA SELF3 | 6320 PEAKE RD MACON, GA 312103960 | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | $145 | $101 | $246 | 1.09% |
| ANNA A STRIPLING4 | 234 VISTA CIRCLE MACON, GA 31204 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $52 | — | $52 | 6.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 493 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 494 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 607 | $218K |
| Life insurance(4 contracts, 4 carriers) | AFLAC | 532 | $322K |
| Short-term disability | AFLAC | 190 | $195K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 363 | $231K |
| Other(5 contracts, 5 carriers) | AFLAC | 532 | $306K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 607 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.