| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT - MESIROW INSURANCE SERV. | 353 NORTH CLARK STREET SUITE 400 CHICAGO, IL 606543452 | METROPOLITAN LIFE INSURANCE COMPANY | $123K | $15K | $138K | 11.60% |
| PETER J MACE3 Filed as: PETER MACE | 5775 GLENRIDGE DRIVE SUITE 500 BUILDING E ATLANTA, GA 303285380 | METROPOLITAN LIFE INSURANCE COMPANY | $107K | $2K | $109K | 35.87% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT - MESIROW INSURANCE SERV. | 353 NORTH CLARK STREET SUITE 400 CHICAGO, IL 606543452 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $435 | $10K | 3.41% |
| TBX EMPLOYEE BENEFITS LLC3 | 1201 ELM STREET SUITE 4250 DALLAS, TX 752702102 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 3.40% |
| PETER J MACE3 Filed as: PETER MACE | 5775 GLENRIDGE DRIVE SUITE 500 BUILDING E ATLANTA, GA 303285380 | METROPOLITAN LIFE INSURANCE COMPANY | $64K | $1K | $65K | 28.74% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT - MESIROW INSURANCE SERV. | 353 NORTH CLARK STREET SUITE 400 CHICAGO, IL 606543452 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $348 | $8K | 3.45% |
| TBX EMPLOYEE BENEFITS LLC3 | 1201 ELM STREET SUITE 4250 DALLAS, TX 752702102 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 1.94% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,679 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 128 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,807 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 120 | $118K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 5,272 | $1.2M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 5,272 | $1.2M |
| Other(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 5,272 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,272 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.