No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD EIN 54-0357120 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $942K |
| NATIONAL EMPLOYEE BENEFIT ADMIN EIN 65-0498809 NONE | Direct payment from the plan; Plan Administrator Service code 14 | — | $665K |
| HORIZON ACTUARIAL SERVICES LLC EIN 26-1370698 NONE | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $166K |
| ARNALL GOLDEN GREGORY LLP EIN 58-1423485 NONE | Legal; Direct payment from the plan Service code 29 | — | $40K |
| MADISON INVESTMENT ADVISORS, LLC EIN 39-1194160 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $21K |
| DENNIS G JENKNS, CPA, LLC EIN 20-5886120 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $21K |
| REGIONS FINANCIAL CORPORATION EIN 63-0589368 NONE | Custodial (other than securities); Direct payment from the plan Service code 18 | — | $18K |
| REYNOLDS CONSULTING SRVCS., LLC EIN 20-1899564 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $12K |
| PACIFIC INCOME ADVISERS, INC. EIN 95-4067974 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,307 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 103 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,410 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE INSURANCE COMPANY | 2,401 | $552K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,401 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.