| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS AND WILLIAMS OF GA | 5605 GLENRIDGE DRIVE SUITE 500 ATLANTA, GA 30342 | BLUE CROSS AND BLUE SHIELD OF GEORGIA INC | $65K | — | $65K | 63.93% |
| MCGRIFF INSURANCE SERVICES INC3 | 1104 AMHERST STREET WINCHESTER, VA 22601 | BLUE CROSS AND BLUE SHIELD OF GEORGIA INC | — | $4K | $4K | 3.50% |
| RONALDD TROUTMAN3 | 849 ELLENBURG ROAD QUITMAN, GA 31643 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 13.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS AND WILLIAMS OF GA | 5605 GLENRIDGE DRIVE SUITE 500 ATLANTA, GA 30342 | GREATER GEORGIA LIFE INSURANCE COMPANY | $2K | — | $2K | 5.41% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: B B AND T INSURANCE SERVICES INC | 113 SOUTH WAYNE AVENUE P O BOX 700 WAYNESBORO, VA 22980 | GREATER GEORGIA LIFE INSURANCE COMPANY | — | $420 | $420 | 1.34% |
| RONALD D TROUTMAN3 | 849 ELLENBURG ROAD QUITMAN, GA 31643 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| MCGRIFF INSURANCE SERVICES INC3 | 1104 AMHERST STREET WINCHESTER, VA 22601 | GREATER GEORGIA LIFE INSURANCE COMPANY | — | $2K | $2K | 8.20% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF SEIBELS AND WILLIAMS OF GA | 5605 GLENRIDGE DRIVE SUITE 300 ATLANTA, GA 30342 | GREATER GEORGIA LIFE INSURANCE COMPANY | $1K | — | $1K | 5.49% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 374 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 374 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA INC | 370 | $2.7M |
| Dental | BLUE CROSS AND BLUE SHIELD OF GEORGIA INC | 405 | $102K |
| Vision | BLUE CROSS AND BLUE SHIELD OF GEORGIA INC | 405 | $102K |
| Life insurance(2 contracts) | GREATER GEORGIA LIFE INSURANCE COMPANY | 374 | $51K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 144 | $21K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 157 | $44K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 405 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.