| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | AMERITAS LIFE INSURANCE COMPANY | $2K | $0 | $2K | 11.45% |
| GCG FINANCIAL LLC3 Filed as: BOSTON BENEFIT PARTNERS | 177 MILK STREE, 3RD FLOOR BOSTON, MA 02109 | AMERITAS LIFE INSURANCE COMPANY | $840 | $0 | $840 | 4.73% |
| INNOBENEFITS LLC3 Filed as: INNOBENEFITS, LLC | 99 WOOD AVENUE SOUTH, SUITE 501 ISELIN, NJ 08330 | AMERITAS LIFE INSURANCE COMPANY | $358 | $0 | $358 | 2.02% |
| MITCHELL HENRY BESVINICK3 | 99 WOOD AVENUE SOUTH, SUITE 501 ISELIN, NJ 08830 | AMERITAS LIFE INSURANCE COMPANY | $319 | $0 | $319 | 1.80% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 300 WEST 10TH STREET WEST POINT, GA 31833 | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 10.55% |
| MITCH BESVINICK3 | 1280 BRIGHTON WAY NEWTOWN SQUARE, PA 19073 | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | $572 | $0 | $572 | 5.00% |
| ANDREW NEARY3 | 161 WASHINGTON STREET, SUITE 1200 CONSHOHOCKEN, PA 19428 | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | $509 | $0 | $509 | 4.45% |
| JENNIFER MCCLELLAN3 | 118 ROYAL HORSE WAY REINHOLDS, PA 17569 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $11K | $12K | — |
| DAVID J MCCLELLAN3 Filed as: DAVID J. MCCLELLAN | 118 ROYAL HORSE WAY REINHOLDS, PA 17569 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $767 | $7K | $7K | — |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY, LLC | 2300 RENAISSANCE BOULEVARD KING OF PRUSSIA, PA 19406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $165 | $1K | — |
| PARK BENEFITS & ENROLLMENT LLC3 Filed as: PARK BENEFTIS AND ENROLLMENT, LLC | 504 LITCHFIELD LANE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $82 | $43 | $125 | — |
| M.E. WILSON COMPANY, LLC3 Filed as: ED WILSON | 23 GRAND LAKE CIRCLE SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $57 | $0 | $57 | — |
| WILSON EMPLOYEE BENEFITS EDUCATION3 Filed as: WILSON EMPLOYEE BEN & OTHER AGENTS | 41 PARK OF COMMERCE WAY, SUITE 10 SAVANNAH, GA 31405 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $49 | $2 | $51 | — |
| ALLIANT INSURANCE SERVICES, INC.3 | 320 WEST 57TH STREET NEW YORK, NY 10019 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | $3 | $13 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | AMERITAS LIFE INSURANCE COMPANY | 422 | $18K |
| Life insurance | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 183 | $0 |
| Short-term disability(2 contracts, 2 carriers) | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | 183 | $11K |
| Other(2 contracts, 2 carriers) | GLOBE LIFE AND ACCIDENT INSURANCE COMPANY | 183 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 422 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.