| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP, LLC | PO BOX 724728 ATLANTA, GA 31139 | GREATER GEORGIA LIFE INSURANCE COMPANY | — | $9K | $9K | 0.51% |
| HOLMES SHAW INC3 | 1100 CIRCLE 75 PARKWAY, SUITE 140 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $110K | — | $110K | 10.00% |
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP, LLC | PO BOX 724728 ATLANTA, GA 31139 | GREATER GEORGIA LIFE INSURANCE COMPANY | $92K | $3K | $95K | 19.56% |
| LAWRENCE N HILL3 Filed as: LAWRENCE HILL | PO BOX 1869 TIFTON, GA 31793 | GREATER GEORGIA LIFE INSURANCE COMPANY | $7K | — | $7K | 1.42% |
| HOLMES SHAW INC3 | 1100 CIRCLE 75 PARKWAY SUITE 140 ATLANTA, GA 30339 | GREATER GEORGIA LIFE INSURANCE COMPANY | -$35 | — | -$35 | -0.01% |
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP, LLC | 1100 CIRCLE 75 PARKWAY ATLANTA, GA 30339 | ZURICH AMERICAN INSURANCE COMPANY | $839 | — | $839 | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD HEALTHCARE EIN 58-1638390 SERVICE PROVIDER | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Other services; Claims processing; Float revenue Service code 12 | 3350 PEACHTREE RD NE ATLANTA, GA 30326 | $2.4M |
| PARAGON BENEFITS, INC. EIN 58-1741732 CONTRACT ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | 6065 BUSINESS PARK DRIVE COLUMBUS, GA 31909 | $2.3M |
| GEORGIA BANKERS ASSOCIATION, INC. EIN 58-0254910 PLAN SPONSOR | Plan Administrator Service code 14 | 50 HURT PLAZA, SUITE 1050 ATLANTA, GA 30303 | $967K |
| LIFE2, INC. PRODUCT DEVELOPMENT | Other services Service code 49 | 11720 AMBER PARK DRIVE ALPHARETTA, GA 30009 | $581K |
| SENTRYHEALTH (F/K/A WELLVIEW) WELLNESS SERVICES | Other services Service code 49 | 7410 NEW LA GRANGE ROAD STE 205 LOUISVILLE, KY 40222 | $570K |
| POINTENORTH INSURANCE GROUP, LLC INSURANCE CONSULTING | Non-monetary compensation; Consulting (general); Other commissions; Insurance agents and brokers Service code 16 | P.O. BOX 724728 ATLANTA, GA 31139 | $365K |
| CARE2025, LLC CONSULTANT | Consulting (general) Service code 16 | — | $310K |
| MOORE COLSON & COMPANY PC EIN 58-1653941 ACCOUNTANT | Accounting (including auditing) Service code 10 | 600 GALLERIA PARKWAY, SUITE 600 ATLANTA, GA 30339 | $256K |
| BNY MELLON WEALTH MANAGEMENT EIN 25-0659306 INVESTMENT MANAGEMENT | Investment management Service code 28 | 3290 NORTHSIDE PKWY NW, STE 950 ATLANTA, GA 30327 | $222K |
| KERI BROOKS EIN 58-2241094 EMPLOYEE | Employee (plan) Service code 30 | — | $138K |
| VIRGINIA L MONROE EIN 58-2241094 EMPLOYEE | Employee (plan) Service code 30 | — | $127K |
| EDITH M LINDSAY EIN 58-2241094 EMPLOYEE | Employee (plan) Service code 30 | — | $107K |
| JAYN LAWSON EIN 58-2241094 EMPLOYEE | Employee (plan) Service code 30 | — | $103K |
| BLUE CROSS BLUE SHIELD OF GEORGIA EIN 58-0469845 SERVICE PROVIDER | Other services; Float revenue; Contract Administrator; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | 3350 PEACHTREE RD NE ATLANTA, GA 30326 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,355 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 185 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 7,540 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 6,938 | $2.3M |
| Dental | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 6,938 | $2.3M |
| Life insurance(2 contracts) | GREATER GEORGIA LIFE INSURANCE COMPANY | 0 | $2.2M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 4,906 | $1.1M |
| Other | ZURICH AMERICAN INSURANCE COMPANY | 370 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,938 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.