| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HOLMES SHAW INC3 | 1100 CIRCLE 75 PARKWAY, SUITE 140 MARIETTA, GA 30062 | GREATER GEORGIA LIFE INSURANCE COMPANY | — | $12K | $12K | 0.62% |
| HOLMES SHAW INC3 Filed as: HOLMES INC | 2860 JOHNSON FERRY ROAD, SUITE 200 MARIETTA, GA 30062 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $116K | — | $116K | 11.37% |
| POINTENORTH INSURANCE GROUP3 Filed as: POINTENORTH INSURANCE GROUP, LLC | 1100 CIRCLE 75 PARKWAY ATLANTA, GA 30339 | ZURICH AMERICAN INSURANCE COMPANY | $891 | — | $891 | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD HEALTHCARE EIN 58-1638390 SERVICE PROVIDER | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing; Contract Administrator Service code 12 | 3350 PEACHTREE RD NE ATLANTA, GA 30326 | $3.1M |
| GEORGIA BANKERS ASSOCIATION, INC. EIN 58-0254910 PLAN SPONSOR | Plan Administrator Service code 14 | 50 HURT PLAZA, SUITE 1050 ATLANTA, GA 30303 | $2.5M |
| PARAGON BENEFITS, INC. EIN 58-1741732 CONTRACT ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | 6065 BUSINESS PARK DRIVE COLUMBUS, GA 31909 | $2.1M |
| POINTENORTH INSURANCE GROUP, LLC INSURANCE BROKER | Insurance agents and brokers Service code 22 | 1100 CIRCLE 75 PARKWAY ATLANTA, GA 30339 | $512K |
| GEOFFREY D THOMASON EIN 58-2241094 EMPLOYEE | Employee (plan) Service code 30 | — | $340K |
| MOORE COLSON & COMPANY PC EIN 58-1653941 ACCOUNTANT | Accounting (including auditing) Service code 10 | 600 GALLERIA PARKWAY, SUITE 600 ATLANTA, GA 30339 | $239K |
| BNY MELLON WEALTH MANAGEMENT EIN 25-0659306 INVESTMENT MANAGEMENT | Investment management Service code 28 | 3290 NORTHSIDE PKWY NW, STE 950 ATLANTA, GA 30327 | $195K |
| EDITH M LINDSAY EIN 58-2241094 EMPLOYEE | Employee (plan) Service code 30 | — | $195K |
| SUSAN T KELLEY EIN 58-2241094 EMPLOYEE | Employee (plan) Service code 30 | — | $155K |
| THE CHARLES JORDAN GROUP CONSULTANT | Consulting (general) Service code 16 | 2300 PEACHTREE RD NW, STE A-104 ATLANTA, GA 30309 | $119K |
| VIRGINIA L BELAUS EIN 58-2241094 EMPLOYEE | Employee (plan) Service code 30 | — | $100K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 9,484 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 259 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 9,743 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | GREATER GEORGIA LIFE INSURANCE COMPANY | 15,358 | $2.0M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 5,145 | $1.0M |
| Stop-loss / reinsurancereinsurance(2 contracts) | BLUE CROSS BLUE SHIELD HEALTHCARE PLAN OF GEORGIA, INC. | 8,866 | $2.4M |
| Other | ZURICH AMERICAN INSURANCE COMPANY | 0 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,358 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.