| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | COMMISSION PROCESSING UNIT GREENSBORO, NC 27409 | DELTA DENTAL OF NORTH AMERICA | $40K | — | $40K | 3.77% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 3605 GLENWOOD AVE RALEIGH, NC 27612 | LIBERY MUTUAL ASSURANCE COMPANY OF BOSTON | $85K | $24K | $109K | 11.26% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY INC. | PO BOX 211486 COLUMBIA, SC 29221 | LIBERY MUTUAL ASSURANCE COMPANY OF BOSTON | $46K | — | $46K | 4.78% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 3605 GLENWOOD AVE RALEIGH, NC 27612 | LIBERTY LIFE INSURANCE COMPANY OF BOSTON | $22K | $11K | $33K | 7.42% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY INC. | PO BOX 211486 COLUMBIA, SC 29221 | LIBERTY LIFE INSURANCE COMPANY OF BOSTON | $13K | — | $13K | 3.00% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 3318 W FRIENDLY AVE STE 400 GREENSBORO, NC 27410 | VISION SERVICE PLAN | $15K | — | $15K | 5.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES | 3605 GLENWOOD AVE RALEIGH, NC 27612 | LIBERTY MUTUAL ASSURANCE COMPANY OF BOSTON | $22K | $7K | $29K | 10.40% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY INC. | PO BOX 211486 COLUMBIA, SC 29221 | LIBERTY MUTUAL ASSURANCE COMPANY OF BOSTON | $8K | — | $8K | 3.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,239 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 2,239 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | GEISINGER HEALTH PLAN | 283 | $4.1M |
| Dental | DELTA DENTAL OF NORTH AMERICA | 339 | $1.0M |
| Vision | VISION SERVICE PLAN | 1,428 | $304K |
| Life insurance | LIBERY MUTUAL ASSURANCE COMPANY OF BOSTON | 2,250 | $970K |
| Short-term disability | LIBERTY MUTUAL ASSURANCE COMPANY OF BOSTON | 1,193 | $279K |
| Long-term disability | LIBERTY LIFE INSURANCE COMPANY OF BOSTON | 1,962 | $441K |
| Other | LIBERY MUTUAL ASSURANCE COMPANY OF BOSTON | 2,250 | $970K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.