| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INCORPORATED | 1612 MARION STREET SUITE 2 COLUMBIA, SC 29201 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $62K | — | $62K | 2.04% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP INCORPORATED | 1612 MARION STREET SUITE 2 COLUMBIA, SC 29201 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $26K | — | $26K | 10.01% |
| SCMA FINANCIAL SERVICES3 | 132 WESTPARK BOULEVARD COLUMBIA, SC 29210 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $31K | $2K | $32K | 14.42% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | 1612 MARION STREET COLUMBIA, SC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | $301 | $12K | 5.13% |
| REMEDY ADVISORS LLC3 Filed as: REMEDY ADVISORS, LLC | 4711 ALLISON CREEK ROAD YORK, SC 29745 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 1.27% |
| SCMA FINANCIAL SERVICES3 Filed as: SCMA FINANCIAL SERVICES INC | 132 WESTPARK BOULEVARD COLUMBIA, SC 29210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 6.87% |
| DAVID MASON DOKELL3 | 159 BEACON DRIVE MOORESVILLE, NC 28117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8K | $709 | $9K | 6.66% |
| DEBORAH FORD WILSON3 | 8219 QUAIL HOLLOW DRIVE HARRISBURG, NC 28075 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | $111 | $5K | 3.66% |
| REMEDY ADVISORS LLC3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 3.50% |
| PATRICIA L CARON3 | 7 AVENIDA VISTA GRANDE SANTA FE, NM 87508 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $785 | $67 | $852 | 0.64% |
| PETER MICHAEL FOLEY JR3 | 150 PAMPLICO LANE MOORESVILLE, NC 28117 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $680 | $88 | $768 | 0.57% |
| CEDORA B LEVINER3 | PO BOX 758 KANNAPOLIS, NC 28082 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $499 | — | $499 | 0.37% |
| TONI E STEED LLC3 | 11218 WARFIELD AVENUE HUNTERSVILLE, NC 28078 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $480 | $9 | $489 | 0.37% |
| THE CLARK GROUP OF SC3 | 589 WINDMERE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $139 | $297 | $436 | 0.33% |
| GLENN ZIMMERMAN INC3 | 1510 HIGH ROCK ROAD GIBSONVILLE, NC 27249 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $300 | $43 | $343 | 0.26% |
| ERIKA ROBERTS-POE3 | 2146 STONE PILE DRIVE SOUTHWEST CONCORD, NC 28025 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $263 | — | $263 | 0.20% |
| APRIL M HAIRSTON3 | PO BOX 480962 CHARLOTTE, NC 28269 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $191 | — | $191 | 0.14% |
| CARLA PETRINA WILSON3 | 933 OAK STREET MOORESVILLE, NC 28115 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $140 | $33 | $173 | 0.13% |
| JACQUELINE G THOMAS3 | 1530 KELLEN WAY COURT CHARLOTTE, NC 28210 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $144 | — | $144 | 0.11% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | $67 | $119 | 0.09% |
| LYNN GARRETT3 | 900 CAROLINA AVENUE DURHAM, NC 27705 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.02% |
| LYNNETTE J MONROE3 | 3 JAHUE COURT IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| SCMA FINANCIAL SERVICES3 | 132 WESTPARK BOULEVARD COLUMBIA, SC 29210 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $872 | $8K | 6.33% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | 1612 MARION STREET COLUMBIA, SC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $6K | $106 | $7K | 5.08% |
| REMEDY ADVISORS LLC3 Filed as: REMEDY ADVISORS, LLC | 4711 ALLISON CREED ROAD YORK, SC 29745 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $224 | — | $224 | 0.17% |
| SCMA FINANCIAL SERVICES3 | 132 WESTPARK BOULEVARD COLUMBIA, SC 29210 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | $609 | $13K | 13.61% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP LLC | 1612 MARION STREET COLUMBIA, SC 29201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $511 | $5K | 5.54% |
| REMEDY ADVISORS LLC3 Filed as: REMEDY ADVISORS, LLC | 4711 ALLISON CREEK ROAD YORK, SC 29745 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 3.25% |
| SCMA FINANCIAL SERVICES3 | 132 WESTPARK BOULEVARD COLUMBIA, SC 29210 | STARMOUNT LIFE INSURANCE COMPANY | $4K | $706 | $4K | 13.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 538 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 538 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 350 | $3.0M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 353 | $263K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 322 | $32K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 538 | $222K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 271 | $225K |
| Long-term disability(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 538 | $353K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 350 | $3.0M |
| Other(3 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 538 | $356K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 538 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.