| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| REMEDY ADVISORS LLC3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $61K | — | $61K | 2.25% |
| REMEDY ADVISORS LLC3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $21K | — | $21K | 9.54% |
| REMEDY ADVISORS LLC3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 10.03% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $8K | $8K | 7.64% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $2K | $5K | 4.90% |
| JOSEPH M HALL3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.37% |
| REMEDY ADVISORS LLC3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 9.76% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $6K | $6K | 7.94% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $2K | $4K | 5.00% |
| JOSEPH M HALL3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 1.78% |
| REMEDY ADVISORS LLC3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 12.40% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $3K | $3K | 6.73% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $960 | $1K | $2K | 4.61% |
| JOSEPH M HALL3 | 4711 ALLISON CREED ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $862 | — | $862 | 1.92% |
| REMEDY ADVISORS LLC3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 22.10% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SERVICE | PO BOX 632886 CINCINNATI, OH 45263 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 6.95% |
| JOSEPH HALL3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $608 | — | $608 | 1.51% |
| REMEDY ADVISORS LLC3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 24.63% |
| JOSEPH HALL3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $853 | — | $853 | 3.05% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INSURANCE SERVICE | PO BOX 632886 CINCINNATI, OH 45263 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $763 | — | $763 | 2.73% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $1K | $5K | 20.06% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | — | $773 | $773 | 2.90% |
| REMEDY ADVISORS LLC3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 8.54% |
| GIS BENEFITS INC3 | 422 WAUPONSEE STREET MORRIS, IL 60450 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $1K | $1K | 6.76% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS3 | PO BOX 9201 AUSTIN, TX 78766 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $379 | $446 | $825 | 4.66% |
| JOSEPH M HALL3 | 4711 ALLISON CREEK ROAD YORK, SC 29745 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $231 | — | $231 | 1.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 648 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 650 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 272 | $2.7M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 0 | $223K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 498 | $27K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 529 | $63K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 264 | $99K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 163 | $71K |
| Prescription drug | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 272 | $2.7M |
| Other(4 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 529 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 529 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.