| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIBBITS INSURANCE INC3 Filed as: HIBBITS INSURANCE, INCORPORATED | PO BOX 5672 COLUMBIA, SC 29250 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $73K | — | $73K | 3.69% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | PO BOX 5672 COLUMBIA, SC 29250 | AMERICAN UNITED LIFE INSURANCE COMPANY | $42K | — | $42K | 15.00% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS, LLC. | PO BOX 5672 COLUMBIA, SC 29250 | COMMUNITY EYE CARE | $3K | — | $3K | 10.00% |
| ENROLLEASE3 Filed as: CLARKE & CO BENEFITS LLC | 2422 DEVINE STREET STE B COLUMBIA, SC 29205 | COLONIAL LIFE & ACCIDENT INSURANCE | $856 | $36 | $892 | 3.42% |
| KIMBERLY ANN SHARPE3 | 1 JAHUE COURT IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE | $312 | $13 | $325 | 1.24% |
| THE CLARK GROUP OF SC3 | 898 ROPER ROAD LAURENS, SC 29360 | COLONIAL LIFE & ACCIDENT INSURANCE | $215 | $93 | $308 | 1.18% |
| THE ADAMSON GROUP INC3 | 344 SUMMERSET DRIVE CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENT INSURANCE | $267 | — | $267 | 1.02% |
| KAY BARNES CRAPPS3 | 147 STERLING LAKE DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE | $264 | — | $264 | 1.01% |
| SANDUSKY INC3 | PO BOX 1470 LEXINGTON, SC 29071 | COLONIAL LIFE & ACCIDENT INSURANCE | $222 | — | $222 | 0.85% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE UNIT 203 DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE | $129 | $17 | $146 | 0.56% |
| ROBIN L HARRIS3 | 133 SANDSTONE ROAD COLUMBIA, SC 29212 | COLONIAL LIFE & ACCIDENT INSURANCE | $54 | — | $54 | 0.21% |
| TRAN B HUYEN-KEODARA3 | 499 STERLING BROOK DRIVE LEXINGTON, SC 29072 | COLONIAL LIFE & ACCIDENT INSURANCE | $39 | — | $39 | 0.15% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF SOUTH CAROLINA INC | 3700 FOREST DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE & ACCIDENT INSURANCE | $10 | — | $10 | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES | 3700 FOREST DRIVE COLUMBIA, SC 29204 | COLONIAL LIFE & ACCIDENT INSURANCE | $4 | — | $4 | 0.02% |
| HAROLD J DOYLE3 | 892 RIDERS WAY E EVANS, GA 30809 | COLONIAL LIFE & ACCIDENT INSURANCE | $3 | — | $3 | 0.01% |
| BENEFITS AT WORK LLC3 | 132 SANIBEL CIRCLE COLUMBIA, SC 29223 | COLONIAL LIFE & ACCIDENT INSURANCE | $1 | — | $1 | 0.00% |
| GARY M HARDEMAN3 Filed as: GARY MARK HARDEMAN | 16810 CORALBEND DRIVE HOUSTON, TX 77095 | COLONIAL LIFE & ACCIDENT INSURANCE | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 182 | $2.0M |
| Dental | DELTA DENTAL OF MISSOURI | 0 | $0 |
| Vision | COMMUNITY EYE CARE | 297 | $27K |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 252 | $283K |
| Short-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 252 | $283K |
| Long-term disability | AMERICAN UNITED LIFE INSURANCE COMPANY | 252 | $283K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 182 | $2.0M |
| Other(2 contracts, 2 carriers) | AMERICAN UNITED LIFE INSURANCE COMPANY | 252 | $309K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 297 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.