| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENROLLEASE3 Filed as: CLARKE & CO BENEFITS LLC | 2422 DEVINE ST STE B COLUMBIA, SC 29205 | UNITEDHEALTHCARE INSURANCE COMPANY | $39K | — | $39K | 4.00% |
| ENROLLEASE3 Filed as: CLARKE & COMPNAY BENEFITS LLC | 2422 DEVINE ST STE B COLUMBIA, SC 29205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 15.00% |
| THE BENEFIT COMPANY INC5 | PO BOX 211486 COLUMBIA, SC 29221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 4.00% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE ST STE B COLUMBIA, SC 29205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 15.00% |
| THE BENEFIT COMPANY INC5 | PO BOX 211486 COLUMBIA, SC 29221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $923 | $923 | 4.00% |
| ENROLLEASE3 Filed as: CLARKE & COMPNAY BENEFITS LLC | 2422 DEVINE ST STE B COLUMBIA, SC 29205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| THE BENEFIT COMPANY INC5 Filed as: THE BENEFIT COMPANY | PO BOX 211486 COLUMBIA SC, SC 29221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $623 | $623 | 4.00% |
| ENROLLEASE3 Filed as: CLARKE & COMPANY BENEFITS LLC | 2422 DEVINE ST STE B COLUMBIA, SC 29205 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 15.00% |
| THE BENEFIT COMPANY INC5 Filed as: THE BENEFIT COMPANY | PO BOX 211486 COLUMBIA, SC 29221 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $527 | $527 | 4.00% |
| ENROLLEASE3 Filed as: CLARKE AND CO BENEFITS LLC | PO BOX 5672 COLUMBIA, SC 29250 | PHYSICIANS EYECARE PLAN | $1K | — | $1K | 10.00% |
| MARY JONES3 | 2387 HARBOR VIEW RD CAMDEN, SC 29020 | AFLAC | $73 | — | $73 | 3.33% |
| JOLENE MARCHANT3 | 1706 RIVIERA DR WEST COLUMBIA, SC 29169 | AFLAC | $66 | — | $66 | 3.01% |
| STEPHEN LEE3 | 3511 S CAMERON AVE TYLER, TX 75701 | AFLAC | $54 | — | $54 | 2.46% |
| ENTERPRISE GENERAL INS AGENCY3 | 300 DAVIDSON AVE 1ST FLR EAST WING SOMERSET, NJ 08873 | AFLAC | $42 | — | $42 | 1.92% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ROGER BROWN | 355 SCOTT FARM DRIVE POWDER SPRINGS, GA 30127 | AFLAC | $15 | — | $15 | 0.68% |
| IRVING BRANHAM3 | PO BOX 111 CAMDEN, SC 29021 | AFLAC | $13 | — | $13 | 0.59% |
| RONALD C TRULUCK3 | 1934 PANTHEON DR WINTER GARDEN, FL 34787 | AFLAC | $6 | — | $6 | 0.27% |
| DENNIS A SZCZESNY3 Filed as: DENNIS SZCZESNY | 15460 ALSASK CIR PORT CHARLOTTE, FL 33981 | AFLAC | $4 | — | $4 | 0.18% |
| DEBORAH B SMITH3 | 5703 BRYNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $3 | — | $3 | 0.14% |
| DAVID TATE3 | 701 SIMPSON ST GREENSBORO, NC 27401 | AFLAC | $3 | — | $3 | 0.14% |
| A TODD THOMAS3 | 3559 BALLENGER RD GREER, SC 29651 | AFLAC | $3 | — | $3 | 0.14% |
| TRULUCK & ASSOCIATES INC3 | 1934 PANTHEON DR WINTER GARDEN, FL 34788 | AFLAC | $2 | — | $2 | 0.09% |
| MAYNARD BENEFITS GRP INC3 Filed as: MAYNARD BENEFITS GROUP | 3701 ON DECK CIRCLE LITTLE RIVER, SC 29566 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 2.19% |
| THE ADAMSON GROUP INC3 | 344 SUMMERSET DRIVE CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 1.10% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 190 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 190 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 190 | $967K |
| Vision | PHYSICIANS EYECARE PLAN | 111 | $12K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 173 | $39K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 29 | $13K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 173 | $29K |
| Other(2 contracts, 2 carriers) | AFLAC | 5 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 190 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.