| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUECHOICE HEALTH PLAN3 Filed as: BLUECHOICE HEALTHPLAN | PO BOX 6170 COLUMBIA, SC 292606170 | BLUECHOICE HEALTHPLAN | $16K | — | $16K | 2.25% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: SOUTH RISK MANAGEMENT LLC | 2711 MIDDLEBURG DR STE 304 COLUMBIA, SC 29204 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 9.17% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: SOUTH RISK MANAGEMENT LLC | 2711 MIDDLEBURG DRIVE SUITE 304 COLUMBIA, SC 29204 | NATIONAL GUARDIAN LIFE | $4K | — | $4K | 11.96% |
| MARY JONES3 | 2387 HARBOR VIEW RD CAMDEN, SC 29020 | AFLAC | $285 | — | $285 | 50.53% |
| JOLENE MARCHANT3 | 1706 RIVIERA DR WEST COLUMBIA, SC 29169 | AFLAC | $80 | — | $80 | 14.18% |
| IRVING BRANHAM3 | 17 JACOBS MILL CT ELGIN, SC 29045 | AFLAC | $61 | — | $61 | 10.82% |
| STEPHEN LEE3 | 3511 S CAMERON AVE TYLER, TX 75701 | AFLAC | $50 | — | $50 | 8.87% |
| ENTERPRISE GENERAL INS AGENCY3 | 300 DAVIDSON AVE 1ST FLR EAST WING SOMERSET, NJ 08873 | AFLAC | $39 | — | $39 | 6.91% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ROGER BROWN | 355 SCOTT FARM DRIVE POWDER SPRINGS, GA 30127 | AFLAC | $14 | — | $14 | 2.48% |
| DENNIS A SZCZESNY3 Filed as: DENNIS SZCZESNY | 165 INVERNESS DRIVE LEXINGTON, SC 29072 | AFLAC | $13 | — | $13 | 2.30% |
| RONALD C TRULUCK3 | 1934 PANTHEON DR WINTER GARDEN, FL 34787 | AFLAC | $8 | — | $8 | 1.42% |
| DEBORAH B SMITH | 5703 BRYNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $4 | — | $4 | 0.71% |
| DAVID TATE3 | 701 SIMPSON ST GREENSBORO, NC 27401 | AFLAC | $3 | — | $3 | 0.53% |
| A TODD THOMAS3 | 535 LIVE OAK CT GREER, SC 29651 | AFLAC | $3 | — | $3 | 0.53% |
| DEBORAH B SMITH | 4720 TWIN OAKS DR KENNESAW, GA 30152 | AFLAC | $3 | — | $3 | 0.53% |
| TRULUCK & ASSOCIATES INC3 | 1934 PANTHEON DR WINTER GARDEN, FL 34788 | AFLAC | $2 | — | $2 | 0.35% |
| PATSY EDGERTON3 | 313 37TH AVE N. N MYRTLE BEACH, SC 29582 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $19 | — | $19 | 44.19% |
| MAYNARD BENEFITS GRP INC3 | PO BOX 9115 NORTH MYRTLE BEACH, SC 29582 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 37.21% |
| THE ADAMSON GROUP INC3 | 344 SUMMERSET DRIVE CHAPIN, SC 29036 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 16.28% |
| ADVANCED BENEFIT SYSTEM INC3 | 245 SEVEN FARMS DRIVE DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 2.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 145 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 145 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECHOICE HEALTHPLAN | 105 | $725K |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 103 | $43K |
| Vision | BLUECHOICE HEALTHPLAN | 105 | $725K |
| Life insurance | NATIONAL GUARDIAN LIFE | 145 | $33K |
| Long-term disability | NATIONAL GUARDIAN LIFE | 145 | $33K |
| Other(2 contracts, 2 carriers) | AFLAC | 10 | $607 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 145 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.