| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC - SC | ROSENFELD EINSTEIN PO BOX 5145 GREENVILLE, SC 29606 | DELTA DENTAL OF MISSOURI | $11K | $0 | $11K | 13.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 870 S PLEASANTBURG DR GREENVILLE, SC 29607 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $0 | $3K | 13.01% |
| MARSH & MCLENNAN AGENCY LLC3 | ROSENFELD EINSTEIN PO BOX 5145 GREENVILLE, SC 29606 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $341 | $3K | 18.96% |
| HOWARD EINSTEIN3 | 870 S PLEASANTBURG DR GREENVILLE, SC 29607 | VISION SERVICE PLAN | $999 | $0 | $999 | 5.88% |
| C & K BENEFITS LLC3 Filed as: C&K BENEFITS LLC | 1112 RIVERWALK DRIVE SIMPSONVILLE, SC 29681 | TRANSAMERICA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 40.36% |
| VIRGINIA MURDOCK3 | 107 RAM CAT ALLEY SENECA, SC 29678 | TRANSAMERICA LIFE INSURANCE COMPANY | $3K | $0 | $3K | 26.14% |
| VOLUNTARY BENEFITS AT WORK3 | 1820 THE EXCHANGE STE 750 ATLANTA, GA 30339 | TRANSAMERICA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 8.20% |
| MARSH & MCLENNAN AGENCY LLC3 | ROSENFELD EINSTEIN PO BOX 5145 GREENVILLE, SC 29606 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $832 | $143 | $975 | 14.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 164 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 164 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 130 | $916K |
| Dental | DELTA DENTAL OF MISSOURI | 278 | $86K |
| Vision | VISION SERVICE PLAN | 105 | $17K |
| Life insurance(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 164 | $38K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 154 | $24K |
| Other(2 contracts, 2 carriers) | TRANSAMERICA LIFE INSURANCE COMPANY | 164 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 278 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.