| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | 23 BABBS HOLLOW GREENVILLE, SC 29607 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $2K | — | $2K | 0.02% |
| MCGRIFF INSURANCE SERVICES INC3 | ATTN EB COMMISSION PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $42K | — | $42K | 13.16% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 Filed as: SOUTH CAROLINA TRUCKING ASSOC INC | 2425 DEVINE ST COLUMBIA, SC 29205 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 3.16% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC | 3800 FERNANDINA RD SUITE 200 COLUMBIA, SC 29210 | STANDARD INSURANCE COMPANY | — | $3K | $3K | 1.05% |
| MCGRIFF INSURANCE SERVICES INC3 | ATTN EB COMMISSION PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $40K | — | $40K | 12.61% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 Filed as: SOUTH CAROLINA TRUCKING ASSOC INC | 2425 DEVINE ST COLUMBIA, SC 29205 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 3.12% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC | 3800 FERNANDINA RD SUITE 200 COLUMBIA, SC 29210 | STANDARD INSURANCE COMPANY | — | $3K | $3K | 1.04% |
| MCGRIFF INSURANCE SERVICES INC3 | ATTN EB COMMISSION PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $38K | — | $38K | 14.37% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 Filed as: SOUTH CAROLINA TRUCKING ASSOC INC | 2425 DEVINE STREET COLUMBIA, SC 29205 | STANDARD INSURANCE COMPANY | $20K | — | $20K | 7.49% |
| THE BENEFIT COMPANY INC3 | 3800 FERNANDINA RD SUITE 200 COLUMBIA, SC 29210 | STANDARD INSURANCE COMPANY | — | $6K | $6K | 2.39% |
| MCGRIFF INSURANCE SERVICES INC3 | ATTN EB COMMISSION PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $22K | — | $22K | 12.93% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 Filed as: SOUTH CAROLINA TRUCKING ASSOC INC | 2425 DEVINE ST COLUMBIA, SC 29205 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 3.16% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC | 3800 FERNANDINA RD SUITE 200 COLUMBIA, SC 29210 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 1.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 630 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 630 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 640 | $7.6M |
| Dental | STANDARD INSURANCE COMPANY | 635 | $261K |
| Vision | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 640 | $7.6M |
| Life insurance | STANDARD INSURANCE COMPANY | 1,309 | $316K |
| Short-term disability | STANDARD INSURANCE COMPANY | 536 | $316K |
| Long-term disability | STANDARD INSURANCE COMPANY | 345 | $173K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 640 | $7.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,309 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.