| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES | PO BOX 27149 GREENVILLE, SC 29616 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $2K | — | $2K | 0.04% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $20K | — | $20K | 9.26% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | STANDARD INSURANCE COMPANY | — | $3K | $3K | 1.49% |
| BENJAMIN S WOODBERRY3 | 2425 DEVINE STREET COLUMBIA, SC 29205 | STANDARD INSURANCE COMPANY | $343 | — | $343 | 0.16% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 | POST OFFICE BOX 8966620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | -$2K | — | -$2K | -1.00% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 296620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $25K | — | $25K | 15.38% |
| BENJAMIN S WOODBERRY3 Filed as: BENJAMIN WOODBERRY | SOUTH CAROLINA TRUCKING ASSOC 2425 DEVINE ST COLUMBIA, SC 29205 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 3.20% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 1.07% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $19K | — | $19K | 13.35% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 | POST OFFICE BOX 50166 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 3.11% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 1.04% |
| BENJAMIN S WOODBERRY3 | 2425 DEVINE ST COLUMBIA, SC 29205 | STANDARD INSURANCE COMPANY | $5 | — | $5 | 0.00% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $12K | — | $12K | 13.31% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 | POST OFFICE BOX 50166 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 3.08% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | STANDARD INSURANCE COMPANY | — | $929 | $929 | 1.03% |
| BENJAMIN S WOODBERRY3 | 2425 DEVINE STREET 2425 DEVINE STREET COLUMBIA, SC 29205 | STANDARD INSURANCE COMPANY | $7 | — | $7 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 598 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 595 | $6.3M |
| Dental | STANDARD INSURANCE COMPANY | 589 | $217K |
| Vision | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 595 | $6.3M |
| Life insurance | STANDARD INSURANCE COMPANY | 940 | $162K |
| Short-term disability | STANDARD INSURANCE COMPANY | 338 | $146K |
| Long-term disability | STANDARD INSURANCE COMPANY | 190 | $90K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 595 | $6.3M |
| Other | STANDARD INSURANCE COMPANY | 190 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 940 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.