| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $33K | — | $33K | 12.13% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 Filed as: SOUTH CAROLINA TRUCKING ASSOC INC | POST OFFICE BOX 50166 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $10K | — | $10K | 3.69% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | STANDARD INSURANCE COMPANY | — | $5K | $5K | 1.97% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $41K | — | $41K | 17.36% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 Filed as: SOUTH CAROLINA TRUCKING ASSOC INC | POST OFFICE BOX 50166 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 4.00% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC | PO BOX 211486 COLUMBIA, SC 29221 | STANDARD INSURANCE COMPANY | — | $3K | $3K | 1.33% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $37K | — | $37K | 16.36% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 Filed as: SOUTH CAROLINA TRUCKING ASSOC INC | POST OFFICE BOX 50166 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $9K | — | $9K | 3.75% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC | PO BOX 211486 COLUMBIA, SC 29221 | STANDARD INSURANCE COMPANY | — | $3K | $3K | 1.25% |
| MCGRIFF INSURANCE SERVICES INC3 | PO BOX 896620 CHARLOTTE, NC 28289 | STANDARD INSURANCE COMPANY | $22K | — | $22K | 16.48% |
| SOUTH CAROLINA TRUCKING ASSOCIATION3 Filed as: SOUTH CAROLINA TRUCKING ASSOC INC | POST OFFICE BOX 50166 COLUMBIA, SC 29250 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 3.75% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC | PO BOX 211486 COLUMBIA, SC 29221 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 1.25% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 682 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 682 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 655 | $274K |
| Vision | BLUE CROSS AND BLUE SHIELD OF SOUTH CAROLINA | 603 | $46K |
| Life insurance | STANDARD INSURANCE COMPANY | 984 | $237K |
| Short-term disability | STANDARD INSURANCE COMPANY | 427 | $228K |
| Long-term disability | STANDARD INSURANCE COMPANY | 272 | $132K |
| Other(2 contracts) | STANDARD INSURANCE COMPANY | 984 | $370K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 984 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.