| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KELLY E FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 309092350 | UNITEDHEALTHCARE INSURANCE COMPANY | $26K | $164 | $26K | 3.91% |
| SOUTHERN BENEFIT CONSULTANTS3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | UNITEDHEALTHCARE INSURANCE COMPANY | $8K | $156 | $8K | 1.27% |
| THE CASON GROUP INC3 Filed as: CASON GROUP INC | 1612 MARION ST COLUMBIA, SC 292012939 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $0 | $4K | 0.67% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $3K | $6 | $3K | 14.58% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $2K | $4 | $2K | 7.25% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | ONE AMERICA | $2K | — | $2K | 20.00% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $1K | $6 | $1K | 17.57% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $576 | $4 | $580 | 7.55% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $977 | $6 | $983 | 14.64% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $485 | $4 | $489 | 7.28% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $625 | $6 | $631 | 14.70% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $310 | $4 | $314 | 7.32% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $676 | $6 | $682 | 17.72% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $336 | $4 | $340 | 8.84% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $304 | $6 | $310 | 14.84% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $151 | $4 | $155 | 7.42% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $364 | $6 | $370 | 17.81% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $156 | $4 | $160 | 7.70% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $182 | $6 | $188 | 18.11% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $78 | $4 | $82 | 7.90% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $59 | $6 | $65 | 7.61% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $25 | $4 | $29 | 3.40% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $116 | $6 | $122 | 15.27% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $58 | $4 | $62 | 7.76% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $107 | $6 | $113 | 15.31% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $53 | $4 | $57 | 7.72% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $85 | $6 | $91 | 15.56% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $42 | $4 | $46 | 7.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 237 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 237 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 237 | $659K |
| Dental(4 contracts) | COMPANION LIFE | 74 | $38K |
| Vision(4 contracts) | COMPANION LIFE | 45 | $4K |
| Life insurance(4 contracts) | COMPANION LIFE | 27 | $12K |
| Short-term disability(5 contracts, 2 carriers) | ONE AMERICA | 27 | $24K |
| Long-term disability | ONE AMERICA | 19 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 237 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.