| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SOUTHERN BENEFIT CONSULTANTS3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | UNITEDHEALTHCARE INSURANCE COMPANY | $15K | — | $15K | 4.86% |
| THE CASON GROUP INC3 Filed as: CASON GROUP INC | 1612 MARION ST COLUMBIA, SC 29201 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.69% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $885 | $6 | $891 | 14.66% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $439 | $4 | $443 | 7.29% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | ONE AMERICA | $1K | — | $1K | 20.00% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $658 | $6 | $664 | 17.65% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $282 | $4 | $286 | 7.60% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $500 | $6 | $506 | 14.72% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $248 | $4 | $252 | 7.33% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $275 | $6 | $281 | 14.88% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $136 | $4 | $140 | 7.42% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $268 | $6 | $274 | 14.88% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $133 | $4 | $137 | 7.44% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $174 | $6 | $180 | 15.03% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $87 | $4 | $91 | 7.60% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $168 | $6 | $174 | 18.14% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $72 | $4 | $76 | 7.92% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $120 | $6 | $126 | 18.42% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $51 | $4 | $55 | 8.04% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $56 | $6 | $62 | 16.15% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $28 | $4 | $32 | 8.33% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $48 | $6 | $54 | 16.51% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $24 | $4 | $28 | 8.56% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $41 | $6 | $47 | 16.61% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $20 | $4 | $24 | 8.48% |
| KELLY FOX3 | 3605 EXCHANGE LANE AUGUSTA, GA 30909 | COMPANION LIFE | $128 | $6 | $134 | 83.23% |
| THE CASON GROUP INC3 | PO BOX 11229 COLUMBIA, SC 29211 | COMPANION LIFE | $55 | $4 | $59 | 36.65% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 199 | $304K |
| Dental(4 contracts) | COMPANION LIFE | 71 | $13K |
| Vision(4 contracts) | COMPANION LIFE | 42 | $2K |
| Life insurance(4 contracts) | COMPANION LIFE | 26 | $6K |
| Short-term disability(5 contracts, 2 carriers) | ONE AMERICA | 26 | $11K |
| Long-term disability | ONE AMERICA | 22 | $6K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 199 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.