| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ECM BENEFITS LLC3 | P.O. BOX 26209 GREENVILLE, SC 29616 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $23K | — | $23K | 15.74% |
| ANNE E SWANSON3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $7K | — | $7K | 15.13% |
| RONALD D LEONARD3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $2K | — | $2K | 3.74% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $1K | — | $1K | 2.71% |
| ERIN PEDERSON3 Filed as: ERIN M PEDERSON | 8405 VININGS WAY KNOXVILLE, TN 37919 | AFLAC | $369 | — | $369 | 0.80% |
| JOHN B RAFFIELD IV3 | P.O. BOX 2999 SUMTER, SC 29151 | AFLAC | $321 | — | $321 | 0.69% |
| ASHLEY M MELTON3 | 2230 LLOYD DRIVE SUMTER, SC 29154 | AFLAC | $117 | — | $117 | 0.25% |
| MATTHEW M HACKWORTH3 | 3310 TAMARAH WAY SUMTER, SC 29154 | AFLAC | $117 | — | $117 | 0.25% |
| ANDREW ARTHUR INC3 Filed as: ANDREW ARTHUR INC. | 103 CHASE STREET SUITE C FLORENCE, SC 29150 | AFLAC | $106 | — | $106 | 0.23% |
| KRISTI P CONNOR3 | 5 HAWTHORNE STREET SUMTER, SC 29501 | AFLAC | $65 | — | $65 | 0.14% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: TIS INSURANCE SERVICES INC. | P.O. BOX 10328 KNOXVILLE, TN 37939 | AFLAC | $63 | — | $63 | 0.14% |
| ANETTE G HOOKER3 | 302 NORTH EBENEZER ROAD FLORENCE, SC 29501 | AFLAC | $41 | — | $41 | 0.09% |
| DON W LYLES3 | 2451 DESMOND DRIVE SUMTER, SC 29150 | AFLAC | $39 | — | $39 | 0.08% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: ROGER W BROWN | 355 SCOTT FARM DRIVE POWDER SPRINGS, GA 30127 | AFLAC | $35 | — | $35 | 0.08% |
| TERRY J SILVERS3 | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $31 | — | $31 | 0.07% |
| LESTER D PARK3 | 203 CLEARMEADOW DRIVE COLUMBIA, SC 29229 | AFLAC | $28 | — | $28 | 0.06% |
| JONATHAN W MCCUTCHEON3 | 1150 MALLARD LAKE DRIVE BOGART, GA 30622 | AFLAC | $23 | — | $23 | 0.05% |
| JENNIFER R EVANS3 | 83 INGLEWOOD CIRCLE SAINT HELENA ISLAND, SC 29920 | AFLAC | $15 | — | $15 | 0.03% |
| C HARVEY KING3 | 931 SOUTH MAIN STREET SUITE B-206 KERNERSVILLE, NC 27284 | AFLAC | $14 | — | $14 | 0.03% |
| DENNIS A SZCZESNY3 | 165 INVERNESS DRIVE LEXINGTON, SC 29072 | AFLAC | $10 | — | $10 | 0.02% |
| HAROLD L LYLES3 | 2750 MOHICAN DRIVE SUMTER, SC 29150 | AFLAC | $10 | — | $10 | 0.02% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $9 | — | $9 | 0.02% |
| C HARVEY KING3 | 931-B SOUTH MAIN STREET SUITE 206 KERNERSVILLE, NC 27284 | AFLAC | $6 | — | $6 | 0.01% |
| DAYTON LLC3 | 324 OLD WOOD DRIVE COLUMBIA, SC 29212 | AFLAC | $5 | — | $5 | 0.01% |
| GARY W JOHNSON3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $4 | — | $4 | 0.01% |
| DEBORAH B SMITH3 | 5703 BRYNWOOD CIRCLE NORTHWEST ACWORTH, GA 30101 | AFLAC | $4 | — | $4 | 0.01% |
| DAVID H JEFFORDS3 | P.O. BOX 13351 FLORENCE, SC 29504 | AFLAC | $3 | — | $3 | 0.01% |
| LINDA B CAMPBELL3 | 174 PALMETTO GREEN DRIVE LONGS, SC 29568 | AFLAC | $3 | — | $3 | 0.01% |
| PATRICIA A PARK3 | 5000 THURMOND MALL SUITE 103 COLUMBIA, SC 29201 | AFLAC | $2 | — | $2 | 0.00% |
| FRANCES SANDRA BOND3 | 480 HOLLY SPRINGS CHURCH ROAD INMAN, SC 29349 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM P FLEMING3 | 1511 BRENTWOOD PLACE MORGANTON, NC 28655 | AFLAC | $1 | — | $1 | 0.00% |
| STEPHEN I BURGESS3 | 555 NORTH PLEASANTBURG DRIVE SUITE 200 GREENVILLE, SC 29607 | AFLAC | $11K | $371 | $11K | 23.92% |
| JUSTIN M GUIDI3 | 555 NORTH PLEASANTBURG DRIVE SUITE 200 GREENVILLE, SC 29607 | AFLAC | $2K | $93 | $2K | 4.14% |
| BISHOP INSURANCE, LLC3 Filed as: BISHOP INSURANCE LLC | 113 HOMESTEAD DRIVE BOILING SPRINGS, SC 29316 | AFLAC | $1K | $74 | $2K | 3.28% |
| BISHOP INSURANCE, LLC3 Filed as: BISHOP INSURANCE LLC | 555 NORTH PLEASANTBURG DRIVE SUITE 200 GREENVILLE, SC 29607 | AFLAC | $1K | $19 | $1K | 2.69% |
| CANDACE H SAMS3 | 205 CHEROKEE DRIVE WALESKA, GA 30183 | AFLAC | $813 | $94 | $907 | 1.98% |
| WILLIAM KEITH PRINCE3 | 4 QUEENS WAY GREENVILLE, SC 29615 | AFLAC | $240 | — | $240 | 0.52% |
| JOSEPH BERNABEI3 | 12268 ELDON DRIVE LARGO, FL 33774 | AFLAC | $164 | — | $164 | 0.36% |
| VERNA C JENKINS3 | 4202 POPLAR GROVE DRIVE CHARLOTTE, NC 28269 | AFLAC | $77 | — | $77 | 0.17% |
| JOSEPH BERNABEI3 | 7 SINGLE OAK COURT FOUNTAIN INN, SC 29644 | AFLAC | $52 | — | $52 | 0.11% |
| DONALD P KREDENSOR3 | 1112 RIVER WALK DRIVE SIMPSONVILLE, SC 29681 | AFLAC | $38 | — | $38 | 0.08% |
| ASSUREDPARTNERS3 Filed as: KENNETH G SHEPHERD | P.O. BOX 25554 COLUMBIA, SC 29224 | AFLAC | $27 | — | $27 | 0.06% |
| FRANCES SANDRA BOND3 | 480 HOLLY SPRINGS CHURCH ROAD INMAN, SC 29349 | AFLAC | $20 | — | $20 | 0.04% |
| DONALD L ETHIER3 | 481 GRANADA DRIVE SPARTANBURG, SC 29303 | AFLAC | $17 | — | $17 | 0.04% |
| TONIA LANE HUNTER3 | P.O. BOX 126 WILLIAMSTON, SC 29697 | AFLAC | $16 | — | $16 | 0.03% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $13 | — | $13 | 0.03% |
| BETTY A BLACKERBY3 | 107 WILD IRIS LANE HENDERSONVILLE, NC 28739 | AFLAC | $11 | — | $11 | 0.02% |
| JANET S BATES3 Filed as: JANET STEGALL BATES | 12008 HARMON LANE PINEVILLE, NC 28134 | AFLAC | $11 | — | $11 | 0.02% |
| H STEEDLEY CANDLER3 | 1363 HEADQUARTERS PLANTATION DRIVE JOHNS ISLAND, SC 29455 | AFLAC | $9 | — | $9 | 0.02% |
| DENNIS C LINDEY3 | P.O. BOX 1082 GOODLETTSVILLE, TN 37070 | AFLAC | $9 | — | $9 | 0.02% |
| ALMA CUNNINGHAM3 Filed as: ALMA L CUNNINGHAM | 1120 VALENTINE LANE GREER, SC 29651 | AFLAC | $7 | — | $7 | 0.02% |
| C HARVEY KING3 | 931 SOUTH MAIN STREET SUITE B-206 KERNERSVILLE, NC 27284 | AFLAC | $6 | — | $6 | 0.01% |
| DAYTON LLC3 | 324 OLD WOOD DRIVE COLUMBIA, SC 29212 | AFLAC | $3 | — | $3 | 0.01% |
| GARY W JOHNSON3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $2 | — | $2 | 0.00% |
| DENNIS A SZCZESNY3 | 165 INVERNESS DRIVE LEXINGTON, SC 29072 | AFLAC | $2 | — | $2 | 0.00% |
| C HARVEY KING3 | 931-B SOUTH MAIN STREET SUITE 206 KERNERSVILLE, NC 27284 | AFLAC | $2 | — | $2 | 0.00% |
| LINDA B CAMPBELL3 | 174 PALMETTO GREEN DRIVE LONGS, SC 29568 | AFLAC | $1 | — | $1 | 0.00% |
| LARA CARLSON3 Filed as: LARA K CARLSON | 106 LAUREL VIEW DRIVE ST SIMONS ISLAND, GA 31522 | AFLAC | $1 | — | $1 | 0.00% |
| FRED E ENSLEY3 | 3714 GRANDVIEW DRIVE SIMPSONVILLE, SC 29680 | AFLAC | $1 | — | $1 | 0.00% |
| DEBBIE FAISON-HOWARD3 | 103 LEE ROAD 2180 PHENIX CITY, AL 36870 | AFLAC | $1 | — | $1 | 0.00% |
| DENA JORDAN3 Filed as: DENA L JORDAN | 9300 HARRIS CORNERS PARKWAY SUITE 100 CHARLOTTE, NC 28269 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 171 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 171 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 171 | $144K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 171 | $144K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 171 | $144K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 171 | $144K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 171 | $144K |
| Other(2 contracts) | AFLAC | 56 | $92K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 171 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.