| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JANET SLOAN3 | 493 OLD FIELD RD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 | 101 S. GARLAND AVE SUITE 203 ORLANDO, FL 32801 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $474 | $474 | — |
| JANET SLOAN5 | 493 OLD FIELD RD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | — | $3K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 | 101 S. GARLAND AVE SUITE 203 ORLANDO, FL 32801 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $1K | $1K | — |
| JANET SLOAN3 | 493 OLD FIELD RD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $7K | — | $7K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 | 101 S. GARLAND AVE SUITE 103 ORLANDO, FL 32801 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $4K | $4K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 | 101 S. GARLAND AVE SUITE103 ORLANDO, FL 32801 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | — |
| JANET SLOAN3 | 493 OLD FIELD RD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $738 | — | $738 | — |
| JANET SLOAN3 | 493 OLD FIELD RD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 | 101 S. GARLAND AVE SUITE 103 ORLANDO, FL 32801 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $4K | $4K | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICAN BENEFIT SERVICES, LLC EIN 51-0489532 FSA ADMINISTRATOR | Contract Administrator; Other fees; Other services; Float revenue; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | PO BOX 135 IRMO, SC 29063 | $4K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 279 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 279 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 279 | $0 |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 218 | $0 |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 218 | $0 |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 305 | $0 |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 195 | $0 |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 192 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 305 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.