| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JANET SLOAN3 | 493 OLD FIELD ROAD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 Filed as: PLANSOURCE | 101 S. GARLAND AVE SUITE 203 ORLANDO, FL 32801 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $644 | $644 | — |
| JANET SLOAN3 | 493 OLD FIELD ROAD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | — | $2K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 Filed as: PLANSOURCE | 101 S. GARLAND AVE SUITE 203 ORLANDO, FL 32801 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | — |
| JANET SLOAN3 | 493 OLD FIELD RD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $6K | — | $6K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 Filed as: PLANSOURCE | 101 S. GARLAND AVE SUITE 203 ORLANDO, FL 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $5K | $5K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 Filed as: PLANSOURCE | 625 KENMOOR AVE SE GRAND RAPIDS, MI 49546 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $2K | $2K | — |
| JANET SLOAN3 | 493 OLD FIELD RD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $821 | — | $821 | — |
| JANET SLOAN3 | 493 OLD FIELD RD MURRELLS INLET, SC 29576 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $5K | — | $5K | — |
| PLANSOURCE BENEFITS ADMINISTRATION5 Filed as: PLANSOURCE | 101 S. GARLAND AVE SUITE 203 ORLANDO, FL 32801 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $535 | $535 | — |
| JANET SLOAN3 | 493 OLD FIELD RD MURRELLS INLET, SC 29576 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $0 | $0 | $0 | — |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AMERICAN BENEFIT SERVICES, LLC EIN 51-0489532 FSA ADMINISTRATOR | Contract Administrator; Claims processing Service code 12 | PO BOX 135 IRMO, SC 29063 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 321 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 321 | $0 |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 245 | $0 |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 245 | $0 |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 353 | $0 |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 232 | $0 |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 225 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 353 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.