| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP BENEFIT STRATEGIES LLC3 Filed as: GROUP BENEFIT STRATEGIES | 32 PARKWAY COMMONS WAY GREER, SC 29650 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $48K | — | $48K | 4.70% |
| GROUP BENEFIT STRATEGIES LLC3 Filed as: GROUP BENEFIT STRATEGIES, LLC | 32 PARKWAY COMMONS WAY GREER, SC 29650 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $12K | — | $12K | 12.00% |
| CHARLES W MOSELEY3 | 32 PARKWAY COMMONS WAY GREER, SC 29650 | KANSAS CITY LIFE INSURANCE COMPANY | $8K | — | $8K | 12.04% |
| JONI DANIELS3 Filed as: JONI L DANIELS | 1931 SHARON RD WOODRUFF, SC 29388 | AFLAC | $1K | $202 | $1K | 5.68% |
| DANNY DANIELS3 Filed as: DANNY R DANIELS | 1931 SHARON RD WOODRUFF, SC 29388 | AFLAC | $629 | $1 | $630 | 2.46% |
| MARY BLACKSTONE3 | 114 OAK GROVE LAKE RD GREENVILLE, SC 29615 | AFLAC | $267 | $41 | $308 | 1.20% |
| JUSTIN M GUIDI3 | 301 ROPER CREEK DR GREENVILLE, SC 29615 | AFLAC | $260 | $41 | $301 | 1.17% |
| BRANDON S FLEMING3 | 7783 NW LORRAINE DRIVE OKLAHOMA CITY, OK 73078 | AFLAC | $165 | — | $165 | 0.64% |
| BENEFIT SOLUTIONS INC3 Filed as: BENEFIT SOLUTIONS LLC | 364 S PINE ST STE B150 SPARTANBURG, SC 29302 | AFLAC | $145 | — | $145 | 0.57% |
| DONALD P KREDENSOR3 | 1112 RIVER WALK DR SIMPSONVILLE, SC 29681 | AFLAC | $114 | — | $114 | 0.44% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $38 | — | $38 | 0.15% |
| CLINT D FERRARA3 | 321 MILLCREEK DR BRANDON, MS 39047 | AFLAC | $38 | — | $38 | 0.15% |
| JANET S BATES3 Filed as: JANET STEGALL BATES | 12008 HARMON LN PINEVILLE, NC 28134 | AFLAC | $34 | — | $34 | 0.13% |
| AMY SISK CUNNINGHAM3 | 141 SUGAR HILL CT BOILING SPRINGS, SC 29316 | AFLAC | $32 | — | $32 | 0.12% |
| IRVING BRANHAM3 Filed as: IRVING W BRANHAM | PO BOX 111 CAMDEN, SC 29021 | AFLAC | $30 | — | $30 | 0.12% |
| DENNIS C LINDEY3 | PO BOX 1082 GOODLETTSVILLE, TN 37070 | AFLAC | $25 | — | $25 | 0.10% |
| FRANCES SANDRA BOND3 | 480 HOLLY SPRINGS CHURCH RD INMAN, SC 29349 | AFLAC | $18 | — | $18 | 0.07% |
| C HARVEY KING3 | 931 S MAIN ST STE B#206 KERNERSVILLE, NC 27284 | AFLAC | $16 | — | $16 | 0.06% |
| ALMA CUNNINGHAM3 | 1120 VALENTINE LN GREER, SC 29651 | AFLAC | $16 | — | $16 | 0.06% |
| DAYTON LLC3 | 5445 DTC PKWY STE 1036 GREENWOOD VILLAGE, CO 80111 | AFLAC | $14 | — | $14 | 0.05% |
| GARY W JOHNSON3 | 802 LITTLE CREEK RD ANDERSON, SC 29621 | AFLAC | $12 | — | $12 | 0.05% |
| TRULUCK & ASSOCIATES INC3 | 1934 PANTHEON DR WINTER GARDEN, FL 34787 | AFLAC | $12 | — | $12 | 0.05% |
| PATRICIA ANNE REILLY3 | 296 E LONG CREEK CV LONGWOOD, FL 32750 | AFLAC | $10 | — | $10 | 0.04% |
| MARK P ENSLEY3 | 317 WEATHERSTONE LN SIMPSONVILLE, SC 29680 | AFLAC | $9 | — | $9 | 0.04% |
| LARA CARLSON3 Filed as: LARA K CARLSON | 106 LAUREL VIEW DR ST SIMONS ISLAND, GA 31522 | AFLAC | $8 | — | $8 | 0.03% |
| MKF & ASSOCIATES INC3 | 300 CAHABA PARK CIR STE 133 BIRMINGHAM, AL 35242 | AFLAC | $6 | — | $6 | 0.02% |
| FRED E ENSLEY3 | 3714 GRANDVIEW DRIVE SIMPSONVILLE, SC 29680 | AFLAC | $5 | — | $5 | 0.02% |
| INS CONS OF CENTRAL FLORIDA3 | 1331 PALMETTO AVE SUITE 100 WINTER PARK, FL 32789 | AFLAC | $5 | — | $5 | 0.02% |
| ROBERT L TRAPNELL JR3 Filed as: ROBERT TRAPNELL JR | 15 N INDIAN RIVER DR APT 705 COCOA, FL 32922 | AFLAC | $4 | — | $4 | 0.02% |
| DEBORAH B SMITH3 | 5703 BRYNWOOD CIR NW ACWORTH, GA 30101 | AFLAC | $4 | — | $4 | 0.02% |
| J W GRIMES INC3 | 6165 WATERFORD RD COLUMBUS, GA 31904 | AFLAC | $4 | — | $4 | 0.02% |
| RONALD C TRULUCK3 | 1934 PANTHEON DR WINTER GARDEN, FL 34787 | AFLAC | $2 | — | $2 | 0.01% |
| PATRICIA A PARK3 | 18 SHEILA GAIL LN ROSSVILLE, GA 30741 | AFLAC | $2 | — | $2 | 0.01% |
| ROBERT J THOMPSON3 | 390 TIMBER RD PIEDMONT, SC 29673 | AFLAC | $2 | — | $2 | 0.01% |
| FAY S WITKIN3 | 102 GREENBAY ST WALTERBORO, SC 29488 | AFLAC | $1 | — | $1 | 0.00% |
| KEVIN R MCFADDEN3 | 1820 W CANNING DR MT PLEASANT, SC 29466 | AFLAC | $1 | — | $1 | 0.00% |
| STEPHEN I BURGESS3 | 118 FAIRMEADOW WAY GREENVILLE, SC 29617 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTOPHER EDDY3 Filed as: CHRISTOPHER B EDDY | 1028 LAKE WAY DR NICEVILLE, FL 32578 | AFLAC | $1 | — | $1 | 0.00% |
| WILLIAM P FLEMING3 | 120 PEARSON DR MORGANTON, NC 28655 | AFLAC | $1 | — | $1 | 0.00% |
| MARK C LEE3 | 11500 COUNTY LINE RD MIDLAND, GA 31820 | AFLAC | $0 | — | $0 | 0.00% |
| OMER S BASS IV3 | 565 W GATEWAY CT MERRITT ISLAND, FL 32952 | AFLAC | $0 | — | $0 | 0.00% |
| MAYNARD BENEFITS GRP INC3 | PO BOX 9115 NORTH MYRTLE BEACH, SC 29582 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.38% |
| WBBAS INC3 | PO BOX 1921 IRMO, SC 29063 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 123 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 123 | $1.0M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 126 | $102K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 126 | $102K |
| Life insurance | KANSAS CITY LIFE INSURANCE COMPANY | 131 | $63K |
| Short-term disability | KANSAS CITY LIFE INSURANCE COMPANY | 131 | $63K |
| Long-term disability | KANSAS CITY LIFE INSURANCE COMPANY | 131 | $63K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 123 | $1.0M |
| Other(3 contracts, 3 carriers) | KANSAS CITY LIFE INSURANCE COMPANY | 131 | $90K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.