PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. SPERO FINANCIAL

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 57-0310635

SPERO FINANCIAL

P.O. BOX 10708 · GREENVILLE, SC 29603
8643705955
Plans filed
1
Years active
2016–2025
Industry
NAICS 52
Latest filing
2025
Total premiums (latest)
$227K
No prior year
Persons covered
253
No prior year
Total participants
168
No prior year
Plans filed
1
No prior year

Plans under this sponsor

1 plan
Plan #501$227K
SPERO FINANCIAL EMPLOYEE BENEFIT PLAN
Mixed253 covered·3 carriers
Primary: DELTA DENTAL OF MISSOURI

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Dental$109K25.0%
Life$105K24.0%
Short-term disability$105K24.0%
Long-term disability$105K24.0%
Vision$11K2.5%
Other$2K0.4%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
DELTA DENTAL OF CALIFORNIA
EIN 430908349
DV
$120K53.0%12253
AMERICAN UNITED LIFE INSURANCE COMPANY
EIN 350145825
LSTDLTD
$105K46.2%11164
UNUM LIFE INSURANCE COMPANY OF AMERICA
EIN 570144607
Oth
$2K0.8%114

Broker overview

3 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
AP BENEFIT ADVISORS, LLCHUNT VALLEY, MDDELTA DENTAL OF MISSOURI, AMERICAN UNITED LIFE INSURANCE COMPANY$26K$7K$32K100.0%1
MAYNARD BENEFITS GRP INCNORTH MYRTLE BEACH, SCCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$8$0$80.0%1
CASSANDRA B BRABHAMLITTLE RIVER, SCCOLONIAL LIFE & ACCIDENT INSURANCE COMPANY$1$0$10.0%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica