No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| NATIONAL EMPLOYEE BENEFIT ADMIN EIN 65-0498809 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $473K |
| LAPADULA CARLSON + CO. EIN 65-0292391 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $83K |
| ARNALL GOLDEN GREGORY LLP EIN 58-0543673 NONE | Legal; Direct payment from the plan Service code 29 | — | $45K |
| WEDGE CAPITAL MANAGEMENT LLP EIN 56-1557450 NONE | Investment management; Direct payment from the plan Service code 28 | — | $20K |
| CHARTWELL INVESTMENT PARTNERS NONE | Direct payment from the plan; Investment management Service code 28 | 1205 WESTLAKES DRIVE SUITE 100 BERWYN, PA 19312 | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,336 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 12 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,348 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | COLONIAL LIFE INSURANCE | 20 | $22K |
| Short-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 995 | $187K |
| Long-term disability | THE UNION LABOR LIFE INSURANCE COMPANY | 995 | $187K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 995 | $464K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 995 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.