No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURNACE COM EIN 59-1031071 NONE | Other services; Contract Administrator; Employee (plan); Direct payment from the plan; Claims processing Service code 12 | — | $471K |
| NATIONAL EMPLOYEE BENEFIT ADMIN EIN 65-0498809 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $259K |
| ARNALL GOLDEN GREGORY LLP EIN 58-0543673 NONE | Legal; Direct payment from the plan Service code 29 | — | $49K |
| LAPADULA CARLSON + CO EIN 65-0292391 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $48K |
| GAMCO INVESTMENT INC NONE | Direct payment from the plan; Investment management Service code 28 | — | $34K |
| WEDGE CAPTIAL MANAGEMENT LLP EIN 56-1557450 NONE | Investment management; Direct payment from the plan Service code 28 | — | $25K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 906 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 18 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 924 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | COLONIAL LIFE INSURANCE | 900 | $33K |
| Short-term disability | UNION LABOR LIFE INSURANCE COMPANY | 924 | $160K |
| Long-term disability | UNION LABOR LIFE INSURANCE COMPANY | 924 | $160K |
| Stop-loss / reinsurancereinsurance | UNION LABOR LIFE | 906 | $139K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 924 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.