| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT SOLUTIONS INC3 Filed as: BENEFIT SOLUTIONS, INC | PO BOX 385 TAYLORSVILLE, NC 28681 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1K | $143 | $1K | 6.30% |
| MAIDEN BENEFITS GROUP INC3 | 511 ISLAND FORD RD MAIDEN, NC 28650 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $668 | $165 | $833 | 4.33% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JONI BROWN | 403 N 1ST AVE MAIDEN, NC 28650 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $516 | $116 | $632 | 3.28% |
| KEENA S GEORGE3 | 6367 STARTOWN RD MAIDEN, NC 28650 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $276 | $31 | $307 | 1.59% |
| JEFFREY BRANDON MCREE3 Filed as: JEFFREY MCREE | 17133 DOE VALLEY COURT CORNELIUS, NC 28031 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $175 | $12 | $187 | 0.97% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: DENNIS G BROWN | 2507 NORWOOD STREET SW LENOIR, NC 28645 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $109 | $0 | $109 | 0.57% |
| ASSUREDPARTNERS3 Filed as: SYDNEY M SHEPHERD | 4546 HARLEY DAVIDSON DR CATAWBA, NC 28609 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $103 | $3 | $106 | 0.55% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BRIAN T BROWN | 403 N 1ST AVE MAIDEN, NC 28650 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $86 | $0 | $86 | 0.45% |
| JEFFREY BRANDON MCREE3 Filed as: JEFFREY MCREE | 17133 DOE VALLEY COURT CORNELIUS, NC 28031 | THE PAUL REVERE LIFE INSURANCE COMPANY | $35 | $3 | $38 | 17.76% |
| KEENA S GEORGE3 Filed as: KEENA GEORGE | 6367 STARTOWN RD MAIDEN, NC 28650 | THE PAUL REVERE LIFE INSURANCE COMPANY | $9 | $0 | $9 | 4.21% |
| MAIDEN BENEFITS GROUP INC3 | 511 ISLAND FORD RD MAIDEN, NC 28650 | THE PAUL REVERE LIFE INSURANCE COMPANY | $8 | $0 | $8 | 3.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: JONI BROWN | 403 N 1ST AVE MAIDEN, NC 28650 | THE PAUL REVERE LIFE INSURANCE COMPANY | $3 | $0 | $3 | 1.40% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 66 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 66 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Other(2 contracts, 2 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 65 | $19K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 65 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.