| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $13K | $3K | $16K | 20.05% |
| MISSION EMPLOYER SOLUTIONS3 | 980 HENDERRSONVILL RD STE A ASHEVILLE, NC 288032889 | METROPOLITAN LIFE INSURANCE COMPANY | $888 | $2K | $3K | 3.14% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 21.27% |
| MISSION EMPLOYER SOLUTIONS3 | 980 HENDERSONVILLE RD STE A ASHEVILLE, NC 288032889 | METROPOLITAN LIFE INSURANCE COMPANY | $549 | $93 | $642 | 10.59% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $253 | $73 | $326 | 5.38% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 Filed as: BOON CHAPMAN ADMINISTRATORS | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $253 | $253 | 4.17% |
| MISSION EMPLOYER SOLUTIONS3 | 980 HENDERSONVILLE RD STE A ASHEVILLE, NC 288032889 | METROPOLITAN LIFE INSURANCE COMPANY | $370 | $93 | $463 | 9.25% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $208 | $69 | $277 | 5.53% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $208 | $208 | 4.16% |
| MISSION EMPLOYER SOLUTIONS3 | 980 HENDERSONVILLE RD STE A ASHEVILLE, NC 288032889 | METROPOLITAN LIFE INSURANCE COMPANY | $357 | $85 | $442 | 10.27% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $185 | $61 | $246 | 5.72% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $185 | $185 | 4.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 32 | $15K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 238 | $81K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 238 | $81K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 238 | $81K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 238 | $81K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 238 | $81K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 67 | $225K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 238 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 238 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.