| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | $18K | $4K | $22K | 20.00% |
| MISSION EMPLOYER SOLUTIONS3 | 50 SCHENCK PKWY ASHEVILLE, NC 288033499 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | — | $14K | 12.52% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.29% |
| MISSION EMPLOYER SOLUTIONS3 | 50 SCHENCK PKWY ASHEVILLE, NC 288033499 | METROPOLITAN LIFE INSURANCE COMPANY | $752 | — | $752 | 13.54% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $260 | $64 | $324 | 5.83% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 Filed as: BOON CHAPMAN ADMINISTRATORS | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $260 | $260 | 4.68% |
| MISSION EMPLOYER SOLUTIONS3 | 50 SCHENCK PKWY ASHEVILLE, NC 288033499 | METROPOLITAN LIFE INSURANCE COMPANY | $669 | — | $669 | 12.51% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $250 | $63 | $313 | 5.85% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $227 | $227 | 4.25% |
| MISSION EMPLOYER SOLUTIONS3 | 50 SCHENCK PKWY ASHEVILLE, NC 288033499 | METROPOLITAN LIFE INSURANCE COMPANY | $440 | — | $440 | 9.10% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 604502215 | METROPOLITAN LIFE INSURANCE COMPANY | $224 | $58 | $282 | 5.83% |
| BOON CHAPMAN BENEFIT ADMINISTRATORS5 | PO BOX 9201 AUSTIN, TX 787669201 | METROPOLITAN LIFE INSURANCE COMPANY | — | $206 | $206 | 4.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 114 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 114 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 27 | $16K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $111K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $111K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $111K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $111K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $111K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 65 | $189K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 229 | $111K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 229 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.