See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED BENEFIT SYSTEMS EIN 36-3086057 SERVICE VENDOR | Claims processing Service code 12 | — | $60K |
| C.B. WOOD FINANCIAL LLC EIN 85-4189306 BROKER | Insurance agents and brokers Service code 22 | — | $55K |
| SHARX LLC SERVICE VENDOR | Other fees Service code 99 | 600 MASON RIDGE CENTER DR SAINT LOUIS, MO 63141 | $27K |
| FIRST HEALTH EIN 20-1736437 PPO | Insurance services Service code 23 | — | $8K |
| KISX CARD LLC SERVICE VENDOR | Other fees Service code 99 | 1 KACEY CT STE 100 MECHANICSBURG, PA 17055 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 98 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 98 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 83 | $150K |
| Vision | UNITED OF OMAHA LIFE INSURANCE COMPANY | 83 | $150K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 83 | $150K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 83 | $150K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 83 | $150K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | PAN-AMERICA LIFE INSURANCE COMPANY | 101 | $285K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 101 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.