Welfare broker

C.B. WOOD FINANCIAL LLC.

Mailing address (most recent filing)

2520 S BLCD.

APT 441

CHARLOTTE, NC 28203

Total comp: $43K
Commissions: $39K
Fees: $4K
Filings: 3
Sponsors: 3

Carrier mix

Where C.B. WOOD FINANCIAL LLC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

PAN-AMERICAN LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
PAN-AMERICAN LIFE INSURANCE COMPANY	1	$435K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	1	$435K	0.0%	47.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of C.B. WOOD FINANCIAL LLC.'s plans by broker comp / premium ratio. Median 5.52% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of C.B. WOOD FINANCIAL LLC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where C.B. WOOD FINANCIAL LLC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
E-Z WAY AUTO SALES INC E-Z WAY AUTO SALES INC	NC	$435K	$24K	PAN-AMERICA LIFE INSURANCE COMPANY