Welfare broker

SHEALY BENEFITS SERVICES INC

Mailing address (most recent filing)

201 CAUGHMAN FARM LANE

LEXINGTON, SC 29072

Total comp: $544K
Commissions: $354K
Fees: $189K
Filings: 110
Sponsors: 110

Carrier mix

Where SHEALY BENEFITS SERVICES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STARMOUNT LIFE INSURANCE COMPANY33.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA33.3%
GRANULAR INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STARMOUNT LIFE INSURANCE COMPANY	1	$96K	33.3%
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA	1	$126K	33.3%
GRANULAR INSURANCE COMPANY	1	$788K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NC	2	$884K	0.1%	31.82x
SC	1	$126K	0.1%	41.50x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SHEALY BENEFITS SERVICES INC's plans by broker comp / premium ratio. Median 15.64% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of SHEALY BENEFITS SERVICES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where SHEALY BENEFITS SERVICES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
THE OAKS OF ORANGEBURG, LLC THE OAKS OF ORANGEBURG, LLC EMPLOYEE BENEFIT PLAN	SC	$126K	$46K	THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA
INSULATING SERVICES, INC. INSULATING SERVICES, INC. HEALTH AND WELFARE PLAN	NC	$788K	$21K	GRANULAR INSURANCE COMPANY
COMBS CONSTRUCTION COMPANY, INC. COMBS CONSTRUCTION COMPANY, INC. GROUP INSURANCE PLAN	NC	$96K	$15K	STARMOUNT LIFE INSURANCE COMPANY

Carrier

Plans

Premium

STARMOUNT LIFE INSURANCE COMPANY

$96K

33.3%

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

$126K

33.3%

GRANULAR INSURANCE COMPANY

$788K

33.3%

State

Plans

Premium

State share

Index

$884K

0.1%

31.82x

$126K

0.1%

41.50x

Sponsor

Loc

Premium

Comp

Carrier

THE OAKS OF ORANGEBURG, LLC

THE OAKS OF ORANGEBURG, LLC EMPLOYEE BENEFIT PLAN

$126K

$46K

THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

INSULATING SERVICES, INC.

INSULATING SERVICES, INC. HEALTH AND WELFARE PLAN

$788K

$21K

GRANULAR INSURANCE COMPANY

COMBS CONSTRUCTION COMPANY, INC.

COMBS CONSTRUCTION COMPANY, INC. GROUP INSURANCE PLAN

$96K

$15K

STARMOUNT LIFE INSURANCE COMPANY