| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CRESCENT HEALTH SOLUTIONS3 | 1200 RIDGEFIELD BOULEVARD SUITE 215 ASHEVILLE, NC 28806 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $13K | $0 | $13K | 4.78% |
| USI INSURANCE SERVICES LLC3 | 1715 NORTH WESTSHORE BOULEVARD SUITE 700 TAMPA, FL 33607 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 0.97% |
| CRESCENT HEALTH SOLUTIONS3 | 1200 RIDGEFIELD BOULEVARD SUITE 215 ASHEVILLE, NC 28806 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $11K | $0 | $11K | 7.37% |
| LYNN MARIE BARRY3 Filed as: LYNN M. MCLEOD | 165 MCDOWELL ROAD MILLS RIVER, NC 28759 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $9K | $1K | $10K | 6.88% |
| SCOTT MATTHEW BOWLING3 | 145 LARCHMONT DRIVE HENDERSONVILLE, NC 28791 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $86 | $5K | 3.11% |
| ELIZABETH KOENIG3 | PO BOX 239 PISGAH FOREST, NC 28768 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $277 | $4K | 2.81% |
| DAVID D UNDERWOOD3 Filed as: DAVID UNDERWOOD AND OTHER AGENTS | PO BOX 32694 CHARLOTTE, NC 28232 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $62 | $2K | 1.55% |
| ARTHUR WAYNE JORDAN JR3 Filed as: ARTHUR WAYNE JORDAN, JR. | 514 OAKWOOD AVENUE RALEIGH, NC 27601 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $648 | $2K | 1.43% |
| BENEFITS COUNTS 2 INC3 Filed as: BENEFITS COUNTS II, INC. | 1401 CHRISTIMAS COURT RALEIGH, NC 27604 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $704 | $2K | 1.26% |
| MARY B MCCRAW3 Filed as: MARY B. MCCRAW | 134 LARGO LANE HENDERSONVILLE, NC 28792 | AFLAC | $139 | $54 | $193 | 6.10% |
| ERIC S RUSSELL3 Filed as: ERIC S. RUSSELL | 211 SUGAR HOLLOW ROAD PIGEON FORGE, TN 37863 | AFLAC | $70 | $23 | $93 | 2.94% |
| JANICE C BOYD3 Filed as: JANICE C. BOYD | 586 OAK GROVE ROAD FLAT ROCK, NC 28731 | AFLAC | $73 | $15 | $88 | 2.78% |
| SUSAN RUSSELL3 | 120 WEST ALLEN STREET, SUITE 20 HENDERSONVILLE, NC 28792 | AFLAC | $47 | $15 | $62 | 1.96% |
| LISA H MCKINNEY3 Filed as: LISA H. MCKINNEY | 56 GLEN COVE DRIVE ARDEN, NC 28704 | AFLAC | $45 | $0 | $45 | 1.42% |
| TERRY J SILVERS3 Filed as: TERRY J. SILVERS AND OTHER AGENTS | 100 GREENLEAF DRIVE FLAT ROCK, NC 28731 | AFLAC | $27 | $0 | $27 | 0.85% |
| PATSY A BLANTON3 Filed as: PATSY A. BLANTON | 41 HIDDEN CONNOR HOLLOW SYLVA, NC 28779 | AFLAC | $25 | $0 | $25 | 0.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 266 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 266 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 266 | $273K |
| Vision | AFLAC | 6 | $3K |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 266 | $416K |
| Short-term disability(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 266 | $416K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 266 | $270K |
| Other | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 266 | $270K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 266 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.