Welfare broker

SUSAN RUSSELL

Mailing address (most recent filing)

504 SIMMONS VIEW DRIVE

SEYMOUR, TN 37865

Total comp: $20K
Commissions: $20K
Fees: $108
Filings: 14
Sponsors: 14

Carrier mix

Where SUSAN RUSSELL places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

STARMOUNT LIFE INSURANCE COMPANY100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
STARMOUNT LIFE INSURANCE COMPANY	1	$287K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OR	1	$287K	0.1%	104.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of SUSAN RUSSELL's plans by broker comp / premium ratio. Median 18.04% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of SUSAN RUSSELL's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where SUSAN RUSSELL is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
IMPERIAL BROWN, INC. IMPERIAL BROWN, INC. WELFARE BENEFIT PLAN	OR	$287K	$52K	STARMOUNT LIFE INSURANCE COMPANY