| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER WEALTH RESOURCES, LLC3 | SUITE 240 1130 SITUS CT RALEIGH, NC 27606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $9K | — | $9K | 3.58% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2301 SUGAR BUSH ROAD SUITE 600 RALEIGH, NC 27612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $359 | $975 | $1K | 0.51% |
| CRAIG KNIGHT & ASSOCIATES3 Filed as: CRAIG KNIGHT & ASSOCIATES LLC | 110 BOONE SQUARE ST HILLSBOROUGH, NC 27278 | DELTA DENTAL OF NORTH CAROLINA | $14K | — | $14K | 5.80% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2301 SUGAR BUSH ROAD SUITE 600 RALEIGH, NC 27612 | DELTA DENTAL OF NORTH CAROLINA | $3K | — | $3K | 1.42% |
| THE CASON GROUP INC3 | 8317 SIX FORKS RD STE 201 RALEIGH, NC 27615 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $10K | $721 | $10K | 18.74% |
| CRAIG KNIGHT & ASSOCIATES3 | LLC DBA KNIGHT INSURANCE 100 BOONER SQUARE ST STE 7 HILLSBORO, NC 27278 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 16.18% |
| THE WORKSITE GROUP LLC3 Filed as: WORKSITE SERVICES INC | PO BOX 327 GARNER, NC 27529 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $4K | — | $4K | 6.84% |
| PREMIER WEALTH RESOURCES, LLC3 Filed as: PREMIER WEALTH RESOURCES LLC | SUITE 240 1130 SITUS CT RALEIGH, NC 27606 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $594 | — | $594 | 1.08% |
| PREMIER WEALTH RESOURCES, LLC3 Filed as: PREMIER WEALTH RESOURCES LLC | SUITE 240 1130 SITUS CT RALEIGH, NC 27606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 7.23% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2301 SUGAR BUSH ROAD SUTIE 600 RALEIGH, NC 27612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $391 | $156 | $547 | 1.32% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2301 SUGAR BUSH ROAD SUITE 600 RALEIGH, NC 27612 | COMMUNITY EYE CARE | $1K | — | $1K | 3.00% |
| PREMIER WEALTH RESOURCES, LLC3 Filed as: PREMIER WEALTH RSOURCES, LLC | SUITE 240 1130 SITUS CT RALEIGH, NC 27606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 14.61% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 2301 SUGAR BUSH ROAD SUITE 600 RALEIGH, NC 27612 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $136 | $1K | 3.40% |
| THE CASON GROUP INC3 | 8317 SIX FORKS RD STE 201 RALEIGH, NC 27615 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $127 | $2K | 15.66% |
| CRAIG KNIGHT & ASSOCIATES3 | LLC DBS KNIGHT INSURANCE 110 BOONE SQUARE ST STE 7 HILLSBORO, NC 27278 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $988 | — | $988 | 9.61% |
| PREMIER WEALTH RESOURCES, LLC3 Filed as: PREMIER WEALTH RESOURCES LLC | SUITE 240 1L30 SITUS CT RALEIGH, NC 27606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $645 | — | $645 | 6.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 441 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 441 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NORTH CAROLINA | 556 | $238K |
| Vision | COMMUNITY EYE CARE | 325 | $36K |
| Life insurance(3 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 441 | $130K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 326 | $262K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 326 | $262K |
| Other(4 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 441 | $141K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 556 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.