| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PREMIER WEALTH RESOURCES, LLC3 | SUITE 240 1130 SITUS CT RALEIGH, NC 27606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 3.13% |
| CRAIG KNIGHT & ASSOCIATES3 Filed as: CRAIG KNIGHT & ASSOCIATES LLC | 110 BOONE SQUARE ST HILLSBOROUGH, NC 27278 | DELTA DENTAL OF NORTH CAROLINA | $15K | — | $15K | 7.94% |
| THE WORKSITE GROUP LLC3 Filed as: WORKSITE SERVICES INC | PO BOX 327 GARNER, NC 27529 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $14K | — | $14K | 34.78% |
| CRAIG KNIGHT & ASSOCIATES3 | LLC DBA KNIGHT INSURANCE 100 BOONER SQUARE ST STE 7 HILLSBORO, NC 27278 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $9K | — | $9K | 23.19% |
| PREMIER WEALTH RESOURCES, LLC3 Filed as: PREMIER WEALTH RESOURCES LLC | SUITE 240 1130 SITUS CT RALEIGH, NC 27606 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $1K | — | $1K | 2.61% |
| PREMIER WEALTH RESOURCES, LLC3 Filed as: PREMIER WEALTH RESOURCES LLC | SUITE 240 1130 SITUS CT RALEIGH, NC 27606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 6.69% |
| PREMIER WEALTH RESOURCES, LLC3 Filed as: PREMIER WEALTH RSOURCES, LLC | SUITE 240 1130 SITUS CT RALEIGH, NC 27606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 14.70% |
| PREMIER WEALTH RESOURCES, LLC3 Filed as: PREMIER WEALTH RESOURCES LLC | SUITE 240 1L30 SITUS CT RALEIGH, NC 27606 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 10.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 379 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 379 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF NORTH CAROLINA | 466 | $188K |
| Vision | COMMUNITY EYE CARE | 224 | $29K |
| Life insurance(3 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 379 | $106K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 297 | $250K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 297 | $250K |
| Other(4 contracts, 2 carriers) | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | 379 | $115K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 466 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.