| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3318 W FRIENDLY AVE STE 400 GREENSBORO, NC 27410 | AMERITAS LIFER INSURANCE CORPORATION | $6K | — | $6K | 4.18% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 47 AIRPARK CT PO BOX 27149 GREENVILLE, NC 29616 | AMERITAS LIFER INSURANCE CORPORATION | — | $4K | $4K | 2.88% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3318 W FRIENDLY AVE STE 400 GREENSBORO, NC 27410 | RELIANCE STANDARD | $9K | — | $9K | 15.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3318 W FRIENDLY AVE STE 400 GREENSBORO, NC 27410 | RELIANCE STANDARD | $7K | $226 | $7K | 15.47% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3318 W FRIENDLY AVE STE 400 GREENSBORO, NC 27410 | RELIANCE STANDARD | $3K | — | $3K | 15.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES, INC | 3605 GLENWOOD AVE STE 190 RALEIGH, NC 27612 | ALLSTATE | $2K | — | $2K | 12.47% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | ALLSTATE | $2K | — | $2K | 12.44% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY, INC | PO BOX 211486 COLUMBIA, SC 29221 | ALLSTATE | $2K | — | $2K | 15.97% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES, INC | 3605 GLENWOOD AVE STE 190 RALEIGH, NC 27612 | ALLSTATE | $966 | — | $966 | 7.69% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | ALLSTATE | $1K | — | $1K | 17.20% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES, INC | 3605 GLENWOOD AVE STE 190 RALEIGH, NC 27612 | ALLSTATE | $1K | — | $1K | 17.14% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES, INC | 3605 GLENWOOD AVE STE 190 RALEIGH, NC 27612 | ALLSTATE | $162 | — | $162 | 12.28% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | ALLSTATE | $161 | — | $161 | 12.21% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 281 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 281 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 269 | $1.7M |
| Dental | AMERITAS LIFER INSURANCE CORPORATION | 448 | $144K |
| Vision(2 contracts, 2 carriers) | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 448 | $1.9M |
| Life insurance | RELIANCE STANDARD | 281 | $48K |
| Short-term disability | RELIANCE STANDARD | 231 | $59K |
| Long-term disability | RELIANCE STANDARD | 281 | $21K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF NORTH CAROLINA | 269 | $1.7M |
| Other(5 contracts, 2 carriers) | RELIANCE STANDARD | 281 | $83K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 448 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.